19819 Henderson Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19819 Henderson Rd, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,026 sqft · built 1990
Lot Size	1.55 acres (67,692 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2022)
Tax Bill	$2,460 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-501-38`

Property Details

APN / Parcel Number

Primary APN	`001-501-38`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Heated Area
Gross Area	1,154 sqft
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	67,692 sqft (1.55 acres)
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-501-38
Street Address	19819 HENDERSON RD
City	CORNELIUS
State	NC
Zip	28031-6887
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT B BLD 16 U/F 326
Legal Subdivision	WINDWARD HOLIDAY HARBOR CONDOS
Legal Unit	B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

Source: Mecklenburg County records, as of August 15, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19819 HENDERSON RD UNIT B, B, CORNELIUS, NC 28031-5885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	0037191854
Deed Book / Page	37191 / 854
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 28, 2022
Property Address	19819 HENDERSON RD, CORNELIUS, NC 28031-6887
Document Number	0000047138
Book / Page	37191 / 854
Map Reference	MB 5321 PG 469-524
Instrument Date	Mar 28, 2022
Instrument	2022047138
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 LISSARA LODGE DR, LEWISVILLE, NC 27023-9856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19819 HENDERSON RD UNIT B, B, CORNELIUS, NC 28031-5885

Mortgage

Document Number	0000047139
Date	Mar 28, 2022
Instrument	2022047139

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 27, 2021
Property Address	19819 HENDERSON RD, CORNELIUS, NC 28031-6887
Document Number	0000105719
Book / Page	36119 / 450
Map Reference	FILE 326
Instrument Date	May 26, 2021
Instrument	2021105719
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3056 HIGH CLIFFS RD, PFAFFTOWN, NC 27040-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19819 HENDERSON RD UNIT B, B, CORNELIUS, NC 28031-5885

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,460.00	$289,794 Building $289,794	$289,794 Building $289,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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