19811 Pence Hills Ct, Cypress, TX 77433 Property Records

Harris County property record for 19811 Pence Hills Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,751 sqft · built 2014
Lot Size	0.147 acres (6,387 sqft)
Owner	2 Individual Names on File
Last Sale	$431,300 (Oct 2021)
Tax Bill	$8,375 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-560-001-0024`

Property Details

APN / Parcel Number

Primary APN	`134-560-001-0024`
Alternative APN	`0471640000001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,751 sqft Living Area
1st Floor Area	2,191 sqft
Attic	Attic
Attic Area	560 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,387 sqft (0.147 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1345600010024
Street Address	19811 PENCE HILLS CT
City	CYPRESS
State	TX
Zip	77433-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 1 CYPRESS CREEK LAKES SEC 18
Legal Subdivision	CYPRESS CREEK LAKES SEC 18
Legal Block	1
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5033
Census Tract	543007

Owner

19811 Pence Hills Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19811 PENCE HILLS CT, CYPRESS, TX 77433-4151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage NFM INC
Aug 17, 2020	Deed of Trust, Mortgage NETWORK FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	2021598000
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	2021598000
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 18, 2021
Property Address	19811 PENCE HILLS CT, CYPRESS, TX 77433-4151
Document Number	2021598000
Map Reference	MF 656069
Instrument Date	Oct 15, 2021
Instrument	2021-598000
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19811 PENCE HILLS CT, CYPRESS, TX 77433-4151

Mortgage

Document Number	2021598001
Date	Oct 18, 2021
Instrument	2021-598001

Lender

Name	NFM INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19811 PENCE HILLS CT, CYPRESS, TX 77433-4151
Document Number	0000387063
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19811 PENCE HILLS CT CYPRESS TX 774334151, CYPRESS, TX 77433-4151

Mortgage

Document Number	0000387063
Date	Aug 21, 2020
Instrument	387063

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 19811 Pence Hills Ct was $8,375 with a homeowner's exemption, up 205% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,130 (+0.18%) Land $96,921 Building $326,209	$423,130 (+0.18%) Land $96,921 Building $326,209
2025	$8,375.00 (+204.99%) Homeowner's exemption	$422,372 Land $73,370 Building $349,002	$422,372 Land $73,370 Building $349,002
2024	$2,746.00
2023		$452,135 Land $73,370 Building $378,765	$452,135 Land $73,370 Building $378,765
2022	$2,573.00
2020	$1,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19811 Pence Hills Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19811 Pence Hills Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon.

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