Mecklenburg County property record for 19810 Schooner Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,317 sqft · built 1984 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (May 2026) |
| Tax Bill | $3,932 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-403-15 |
| Primary APN | 001-403-15 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Upper Floors Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 19810 SCHOONER DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L1 M18-323 |
| Legal Subdivision | RODGERS CONST CO PROP |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
19810 Schooner Dr is owned and occupied by an individual who bought it in May 2026.
Source: Mecklenburg County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 7, 2023 | Warranty Deed, Transfer |
| Jan 8, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jan 18, 2017 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Nov 15, 2023 · Amount on File |
| Deed Document Number | 202655282 |
| Deed Book / Page | 40450 / 927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 26, 2026 |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000055282 |
| Book / Page | 40450 / 927 |
| Instrument Date | May 8, 2026 |
| Instrument | 202655282 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000055283, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202655283 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000109584 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 39958/123 |
| Instrument | 2025109584 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 15, 2023 |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000108379 |
| Book / Page | 38485 / 758 |
| Map Reference | MB 18 PG 323 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023108379 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,238.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11909 FIELD ST, CORNELIUS, NC 28031-8203 |
| Name | Verified Name |
|---|---|
| Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000108380 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023108380 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 7, 2023 |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000019713 |
| Book / Page | 37975 / 5 |
| Map Reference | MB 18 PG 323 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023019713 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Name | Verified Name |
|---|---|
| Address | 11909 FIELD ST, CORNELIUS, NC 28031-8203 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 8, 2019 |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000002065 |
| Book / Page | 033215 / 000495 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 2065 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19810 SCHOONER DR CORNELIUS NC 280315861, CORNELIUS, NC 28031-5861 |
| Document Number | 2066 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 033215/000498 |
| Instrument | 2066 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19810 SCHOONER DR, CORNELIUS, NC 28031-5861 |
| Document Number | 0000009872 |
| Book / Page | 031518 / 000721 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 19810 SCHOONER DR CORNELIUS NC 280315861, CORNELIUS, NC 28031-5861 |
| Document Number | 0000009872 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 031518/000721 |
| Instrument | 9872 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 23, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 19810 Schooner Dr was $3,932, up 1.6% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,932.00 (+1.58%) | $582,400 Land $160,000 Building $422,400 | $582,400 Land $160,000 Building $422,400 |
| 2024 | $3,871.00 (-22.58%) | ||
| 2023 | $5,000.00 | $589,000 Land $160,000 Building $429,000 | $589,000 Land $160,000 Building $429,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19810 Schooner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19810 Schooner Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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