1981 Winter Haven Dr, Imperial, MO 63052 Property Records

Jefferson County property record for 1981 Winter Haven Dr, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,568 sqft · built 1986
Lot Size	0.899 acres (39,165 sqft)
Owner	2 Individual Names on File
Last Sale	$248,800 (May 2021)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07.0-2-001-037.13`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07.0-2-001-037.13`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	912 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	39,165 sqft (0.899 acres)
Lot Dimensions	213 ft deep x 49 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1981 WINTER HAVEN DR
City	IMPERIAL
State	MO
Zip	63052-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	FOREST HAVEN 3 LOT 98
Legal Range	6E
Legal Township	42N
Legal Section	07
Legal Subdivision	FOREST HAVEN 3
Legal Block	3
Legal Lot Number	98
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3000
Census Tract	700120

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Aug 12, 2017	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Document Number	202119941
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jun 2, 2026
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Document Number	0000014689
Instrument Date	May 1, 2026
Instrument	202614689
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014689,
Date	Jun 2, 2026
Instrument	202614689

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068

Mortgage

Document Number	0000009716
Date	Apr 25, 2024
Instrument	2024R-009716

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020125
Date	May 6, 2021
Instrument	2021R-020125

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S 2ND ST, DE SOTO, MO 63020-2306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034113
Date	Aug 5, 2021
Instrument	2021R-034113

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068

Mortgage

Document Number	0000011844
Date	Apr 8, 2022
Instrument	2022R-011844

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068

Mortgage

Document Number	2021R034114
Date	Aug 5, 2021
Instrument	2021R-034114

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 6, 2021
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Document Number	2021R019941
Map Reference	MB 75 PG 6
Instrument Date	May 4, 2021
Instrument	2021R-019941
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068

Mortgage

Document Number	2021R019942
Date	May 6, 2021
Instrument	2021R-019942

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Document Number	0000031801
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 WINTER HAVEN DR IMPERIAL MO 630523068, IMPERIAL, MO 63052-3068

Mortgage

Document Number	0000031801
Date	Aug 31, 2020
Instrument	31801

Lender

Name	CBC NAT'L BK MTG
Address	JOHNS CREEK, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Document Number	0000035696
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 WINTER HAVEN DR IMPERIAL MO 630523068, IMPERIAL, MO 63052-3068

Mortgage

Document Number	0000035696
Date	Nov 13, 2019
Instrument	35696

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 WINTER HAVEN DR, IMPERIAL, MO 63052-3068
Document Number	0000025526
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 WINTER HAVEN DR IMPERIAL MO 630523068, IMPERIAL, MO 63052-3068

Mortgage

Document Number	0000025526
Date	Aug 17, 2017
Instrument	25526

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2037

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+6.3%)	$33,000 (+8.2%) Land $3,800 Building $29,200	$173,800 (-) Land $20,100 Building $153,700
2024			$173,800 (+8.29%) Land $20,100 Building $153,700
2023	$2,319.00	$30,500 Land $3,800 Building $26,700	$160,500 Land $20,100 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2008–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Winter Haven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures