1981 Windemere Ln, Sacramento, CA 95864 Property Records

Sacramento County property record for 1981 Windemere Ln, Sacramento, CA 95864

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,090 sqft · built 1953
Lot Size0.22 acres (9,583 sqft)
OwnerTrust Name on File
Last Sale$615,000 (Jun 2015)
Tax Bill$8,846 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN281-0262-002-0000

Property Details

APN / Parcel Number

Primary APN281-0262-002-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,090 sqft Living Area
1st Floor Area1,909 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1981 WINDEMERE LN
CitySACRAMENTO
StateCA
Zip95864-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionARDEN OAKS 06, LOT 333
Legal SubdivisionARDEN OAKS 06
Legal Lot Number333
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2001
Census Tract5701

Owner

1981 Windemere Ln is owner-occupied and held in a trust since August 2015.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordTrust Name on File
Mailing Address1981 WINDEMERE LN, SACRAMENTO, CA 95864-1616
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2015 · Amount on File
Deed SaleJun 19, 2015 · Amount on File
Prior SaleJun 17, 2015 · Amount on File
Deed Book / Page20150619 / 382
Last Transfer DateAug 22, 2015
Transfer Doc0000000209
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1981 WINDEMERE LN, SACRAMENTO, CA 95864-1616
Transaction TypeMortgage
Record UpdatedNov 8, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 WINDEMERE LN, SACRAMENTO, CA 95864-1616

Mortgage

Document Number2021102701608
DateOct 27, 2021
Instrument2021102701608
Lender
NameAFFINITY MORTGAGE LLC
TypeMortgage Company
AddressSACRAMENTO, CA 95864
Agreement
TypeVA Mortgage
AmountAmount on Record
Term354 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Windemere Ln was $8,846, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$753,909 (+2%) Land $177,871 Building $576,038
2025$8,846.00 (+0.96%)$739,128 Land $174,384 Building $564,744
2024$8,762.00 (+2.61%)
2023$8,539.00 (+0.53%)$710,428 Land $167,613 Building $542,815
2022$8,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1981 Windemere Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1986–2021)
Claims Outside the SFHA9 of 15
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Windemere Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Succeed.Net.

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