1981 Westridge Pl, Aurora, IL 60504 Property Records

Kane County property record for 1981 Westridge Pl, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,876 sqft · built 2004
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2018)
Tax Bill	$6,685 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-476-002`

Property Details

APN / Parcel Number

Primary APN	`15-25-476-002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Gross Area	3,293 sqft
Basement Area	977 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	7,475 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1981 WESTRIDGE PL
City	AURORA
State	IL
Zip	60504-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATURES POINTE UNIT 6 LOT 137
Legal Subdivision	NATURES POINTE
Legal Block	2
Legal Lot Number	137
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2024
Census Tract	854402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 WESTRIDGE PL, AURORA, IL 60504-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage M SQUARED FINANCIAL LLC
Sep 21, 2018	Warranty Deed, Transfer MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Dec 9, 2009 · Amount on Record
Deed Document Number	201846452
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0000088355
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1981 WESTRIDGE PL, AURORA, IL 60504-4365
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081533
Date	Oct 28, 2021
Instrument	2021K081533

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1981 WESTRIDGE PL, AURORA, IL 60504-4365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038090
Date	Aug 21, 2019
Instrument	2019K038090

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2018
Property Address	1981 WESTRIDGE PL, AURORA, IL 60504-4365
Document Number	0000046452
Instrument Date	Sep 1, 2018
Instrument	46452
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1981 WESTRIDGE PL AURORA IL 605044365, AURORA, IL 60504-4365

Mortgage

Document Number	46453
Date	Sep 21, 2018
Instrument	46453

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,685.00 (+20.84%) Homeowner's exemption Veteran's exemption	$115,356 (+9.39%) Land $23,536 Building $91,820	$346,206 (+9.39%) Land $70,636 Building $275,570
2024		$105,454 (+25.82%) Land $21,516 Building $83,938	$316,489 (+25.87%) Land $64,574 Building $251,915
2022	$5,532.00 (+2.24%) Disabled Person's exemption Veteran's exemption	$83,816 (+7.41%) Land $17,540 Building $66,276	$251,448 (+7.41%) Land $52,620 Building $198,828
2021	$5,411.00 Disabled Person's exemption Veteran's exemption	$78,034 Land $16,330 Building $61,704	$234,102 Land $48,990 Building $185,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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