1981 W Shell Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 1981 W Shell Ln, Vero Beach, FL 32963 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,028 sqft · built 2023
Lot Size0.36 acres (15,682 sqft)
Owner2 Company Names on File
Last Sale$230,000 (Jun 2021)
Tax Bill$10,497 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jan 2022 Construction Loan
+ 2 more
Flood ZoneZone AE (high risk)
APN31-39-23-00005-0010-00000.3

Property Details

APN / Parcel Number

Primary APN31-39-23-00005-0010-00000.3
Alternative APN
  • 36987

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,028 sqft Living Area
Gross Area2,553 sqft
1st Floor Area2,028 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions182 ft deep x 69.2 ft wide
View / LotInterior
Garage TypeAttached
Garage Area525 sqft
DrivewayDriveway
Driveway Area2,121 sqft
Pool Area250 sqft
PorchOpen Porch
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1981 W SHELL LN
CityVERO BEACH
StateFL
Zip32963-4551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERPLACE UNIT 1 REPLAT BLK 1 LOT C PBI 6-78
Legal Range39E
Legal Township31S
Legal Section23
Legal SubdivisionSUMMERPLACE UNIT 1 REPLAT
Legal Block1
Legal Lot NumberC
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1015
Census Tract50506

Owner

Source: Indian River County records · APN 31-39-23-00005-0010-00000.3

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1981 W SHELL LN, VERO BEACH, FL 32963-4551
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Jan 05, 2022Deed of Trust, Mortgage · Construction Mortgage
FORTRESS BANK
Jul 09, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 09, 2021Warranty Deed, Transfer · Commercial Mortgage
FORTRESS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2021 · Amount on Record
Deed SaleJun 09, 2021 · Amount on Record
Deed Document Number202141811
Deed Book / Page3431 / 1439
Last Transfer DateJul 09, 2024
Transfer Doc0037091712
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1981 W SHELL LN, VERO BEACH, FL 32963-4551
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 MAJESTIC PALM DR, ALTAMONTE SPRINGS, FL 32701-0001

Mortgage

Document Number0036190718
DateMay 05, 2023
Book Page3619/718
Instrument3120230022495
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1981 W SHELL LN, VERO BEACH, FL 32963-4551
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 RIVER PARK BLVD, ORLANDO, FL 32817-4808

Mortgage

Document Number0034991172
DateJan 05, 2022
Book Page3499/1172
Instrument3120220000634
Lender
NameFORTRESS BANK
TypeBank
AddressMONMOUTH, IL 61462
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueDec 28, 2022

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateJul 09, 2024
Property Address1981 W SHELL LN, VERO BEACH, FL 32963-4551
Document Number0037091712
Book / Page3709 / 1712
Map ReferenceMB 6 PG 78
Instrument DateJul 09, 2024
Instrument3120240033051
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1981 W SHELL LN, VERO BEACH, FL 32963-4551

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1981 W SHELL LN, VERO BEACH, FL 32963-4551

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 09, 2021
Property Address1981 W SHELL LN, VERO BEACH, FL 32963-4551
Document Number0034311439
Book / Page3431 / 1439
Map ReferenceMB 6 PG 78
Instrument DateMay 27, 2021
Instrument3120210041811
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10608 ZEUS CV, AUSTIN, TX 78759-4694

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 RIVER PARK BLVD, ORLANDO, FL 32817-4808

Mortgage

Document Number0034311441
DateJun 09, 2021
Instrument3431/1441
Lender
NameFORTRESS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueMay 27, 2022

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,497.00 (+211.3%)$758,339 (+168.44%)$805,283 (+185.06%) Land $338,117 Building $467,166
2023$3,372.00 (+25.4%)$282,498 (+48.15%) Land $282,498$282,498 (+48.15%) Land $282,498
2022$2,689.00$190,686 Land $190,686$190,686 Land $190,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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