Indian River County property record for 1981 W Shell Ln, Vero Beach, FL 32963 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,028 sqft · built 2023 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $230,000 (Jun 2021) |
| Tax Bill | $10,497 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2022 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-39-23-00005-0010-00000.3 |
| Primary APN | 31-39-23-00005-0010-00000.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 2,028 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 182 ft deep x 69.2 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Driveway |
| Driveway Area | 2,121 sqft |
| Pool Area | 250 sqft |
| Porch | Open Porch |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1981 W SHELL LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-4551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERPLACE UNIT 1 REPLAT BLK 1 LOT C PBI 6-78 |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | SUMMERPLACE UNIT 1 REPLAT |
| Legal Block | 1 |
| Legal Lot Number | C |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50506 |
Source: Indian River County records · APN 31-39-23-00005-0010-00000.3
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jan 05, 2022 | Deed of Trust, Mortgage · Construction Mortgage FORTRESS BANK |
| Jul 09, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 09, 2021 | Warranty Deed, Transfer · Commercial Mortgage FORTRESS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2021 · Amount on Record |
| Deed Sale | Jun 09, 2021 · Amount on Record |
| Deed Document Number | 202141811 |
| Deed Book / Page | 3431 / 1439 |
| Last Transfer Date | Jul 09, 2024 |
| Transfer Doc | 0037091712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 MAJESTIC PALM DR, ALTAMONTE SPRINGS, FL 32701-0001 |
| Document Number | 0036190718 |
|---|---|
| Date | May 05, 2023 |
| Book Page | 3619/718 |
| Instrument | 3120230022495 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1943 RIVER PARK BLVD, ORLANDO, FL 32817-4808 |
| Document Number | 0034991172 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 3499/1172 |
| Instrument | 3120220000634 |
| Name | FORTRESS BANK |
|---|---|
| Type | Bank |
| Address | MONMOUTH, IL 61462 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 28, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 09, 2024 |
| Property Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Document Number | 0037091712 |
| Book / Page | 3709 / 1712 |
| Map Reference | MB 6 PG 78 |
| Instrument Date | Jul 09, 2024 |
| Instrument | 3120240033051 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 09, 2021 |
| Property Address | 1981 W SHELL LN, VERO BEACH, FL 32963-4551 |
| Document Number | 0034311439 |
| Book / Page | 3431 / 1439 |
| Map Reference | MB 6 PG 78 |
| Instrument Date | May 27, 2021 |
| Instrument | 3120210041811 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10608 ZEUS CV, AUSTIN, TX 78759-4694 |
| Name | Verified Name |
|---|---|
| Address | 1943 RIVER PARK BLVD, ORLANDO, FL 32817-4808 |
| Document Number | 0034311441 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 3431/1441 |
| Name | FORTRESS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 27, 2022 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,497.00 (+211.3%) | $758,339 (+168.44%) | $805,283 (+185.06%) Land $338,117 Building $467,166 |
| 2023 | $3,372.00 (+25.4%) | $282,498 (+48.15%) Land $282,498 | $282,498 (+48.15%) Land $282,498 |
| 2022 | $2,689.00 | $190,686 Land $190,686 | $190,686 Land $190,686 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures