1981 W Lariat Ln, Phoenix, AZ 85085 Property Records

Maricopa County property record for 1981 W Lariat Ln, Phoenix, AZ 85085

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,628 sqft · built 2023
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$967,339 (Sep 2023)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`210-04-595`

Property Details

APN / Parcel Number

Primary APN	`210-04-595`
Alternative APN	`210045953`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	2,628 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Roof Material	Concrete
Lot Area	8,800 sqft (0.202 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1981 W LARIAT LN
City	PHOENIX
State	AZ
Zip	85085-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NORTERRA PUD PARCEL 20 MCR 1538-22
Legal Range	2E
Legal Township	4N
Legal Section	1
Legal Subdivision	NORTERRA PUD PARCEL 20
Legal Lot Number	106
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2000
Census Tract	612301

Owner

1981 W Lariat Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 14, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2023	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
May 2, 2022	Special Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	2023480597
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947

Mortgage

Document Number	0000005577
Date	Jan 6, 2026
Instrument	20260005577

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 14, 2023
Property Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947
Document Number	0000480597
Map Reference	MB 1538 PG 22
Instrument Date	Sep 5, 2023
Instrument	20230480597
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8058 S PRIEST DR # DR104, DR104, TEMPE, AZ 85284-1020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947

Mortgage

Document Number	0000480598
Date	Sep 14, 2023
Instrument	20230480598

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 14, 2023
Property Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947
Document Number	0000480596
Map Reference	MB 1538 PG 22
Instrument Date	Sep 1, 2023
Instrument	20230480596
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8050 S PRIEST DR # 104, 104, TEMPE, AZ 85284-1006
Investor	Possibly a Property Investor

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 2, 2022
Property Address	1981 W LARIAT LN, PHOENIX, AZ 85085-8947
Document Number	0000383848
Map Reference	MB 1538 PG 22
Instrument Date	May 2, 2022
Instrument	20220383848
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 N POST OAK RD, HOUSTON, TX 77055-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 S YOSEMITE ST STE 350, 350, DENVER, CO 80237-1839
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1981 W Lariat Ln was $2,830.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,150 (+130.93%)	$751,500 (+20.51%) Land $150,300 Building $601,200
2025	$2,830.00	$32,542 (-46.45%)	$623,600 (+2.62%) Land $124,700 Building $498,900
2024		$60,770 (+217.5%)	$607,700 (+376.25%) Land $121,500 Building $486,200
2023		$19,140 Land $19,140	$127,600 Land $127,600
2022	$675.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1981 W Lariat Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 W Lariat Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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