Camden County property record for 1981 Valley Rd, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,796 sqft · built 1970 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 3.0 05.3 000.0 003 030.000 |
| Primary APN | 08 3.0 05.3 000.0 003 030.000 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,796 sqft Gross Area |
| Basement Area | 600 sqft |
| Year Built | Built 1970 |
|---|---|
| Construction Type | Frame |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 60 ft deep x 55 ft wide |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1981 VALLEY RD |
|---|---|
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 ECHO VALLEY SUB |
| Legal Subdivision | ECHO VALLEY SUB |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950202 |
Source: Camden County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 89, OLD MONROE, MO 63369-0089 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000574680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 1981 VALLEY RD, OSAGE BEACH, MO 65065-3800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 89, OLD MONROE, MO 63369-0089 |
| Document Number | 000347/524 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 347/524 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 12, 2043 |
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (-4.5%) | $20,020 (-) | $105,368 (-) |
| 2023 | $20,020 (-) | $105,368 (-) | |
| 2022 | $889.00 | $20,020 | $105,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 39 units insured incl. 30 condo units |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECHO VALLEY SUBDIVISION private · serves 175 people · EPA ID MO3031267 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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