1981 Union Ave, Memphis, TN 38104 Property Records

Shelby County property record for 1981 Union Ave, Memphis, TN 38104

Property Summary

Property TypeCommercial Office
Details6,248 sqft · built 1921
Lot Size0.259 acres (11,289 sqft)
OwnerCompany Name on File
Last Sale$254,000 (Aug 2025)
Tax Bill$5,520 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-6052-0-0012

Property Details

APN / Parcel Number

Primary APN01-6052-0-0012

Interior

Stories1 Story
Building Area6,248 sqft Gross Area
1st Floor Area2,768 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area11,289 sqft (0.259 acres)
PorchCovered Porch
Porch Area272 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1981 UNION AVE
CityMEMPHIS
StateTN
Zip38104-4030
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeR-6
Legal DescriptionSS UNION COR REMBERT SW
Legal SubdivisionP D CLACK
Legal Lot Number4
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group3
Census Block3008
Census Tract3200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Gardens Historic District (Additional Documentation)
listed 1982 · 2,222 contributing resources · NRIS 82004040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1981 Union Ave, a commercial property, is owned by a company that bought it in August 2025.

Source: Shelby County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address8410 WOLF LAKE DR, 109, BARTLETT, TN 38133-4188
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
THE CITIZENS NATIONAL BANK
Mar 14, 2019Deed of Trust, Mortgage
RENASANT BK
Mar 14, 2019Deed of Trust, Mortgage
RENASANT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on File
Deed SaleAug 4, 2025 · Amount on File
Prior SaleNov 27, 2002 · Amount on File
Deed Document Number202564390
Prior Transfer DateAug 1, 2025
Prior Transfer Doc0000064390
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1981 UNION AVE, MEMPHIS, TN 38104-4030
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6225 QUINTARD ST 203, 203, ARLINGTON, TN 38002-5416
InvestorPossibly a Property Investor

Mortgage

Document Number0025106717
DateDec 12, 2025
Instrument25106717
Lender
NameTHE CITIZENS NATIONAL BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1981 UNION AVE, MEMPHIS, TN 38104-4030
Document Number0000026733
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 UNION AVE MEMPHIS TN 381044030, MEMPHIS, TN 38104-4030

Mortgage

Document Number0000026733
DateMar 21, 2019
Instrument26733
Lender
NameRENASANT BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
AmountAmount on Record
Term60 Months
DueMar 20, 2024

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1981 UNION AVE, MEMPHIS, TN 38104-4030
Document Number0000062749
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 UNION AVE MEMPHIS TN 38104, MEMPHIS, TN 38104

Mortgage

Document Number0000062749
DateJun 25, 2019
Instrument62749
Lender
NameRENASANT BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
AmountAmount on Record
Term60 Months
DueJun 24, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Union Ave was $5,520.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,520.00$205,240 Land $108,240 Building $97,000$513,100 Land $270,600 Building $242,500
2023$175,480 Land $81,400 Building $94,080
2022$10,689.00
2021$438,700 Land $203,500 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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