1981 SW 154th Pl, Miami, FL 33185 Property Records

Miami-Dade County property record for 1981 SW 154th Pl, Miami, FL 33185

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,280 sqft · built 2014
Lot Size0.119 acres (5,197 sqft)
Owner2 Individual Names on File
Last Sale$392,000 (Nov 2014)
Tax Bill$7,708 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN30-4909-020-0180

Property Details

APN / Parcel Number

Primary APN30-4909-020-0180

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,280 sqft Living Area
Gross Area4,012 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCluster
Exterior MaterialConcrete Block/Stucco
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area5,197 sqft (0.119 acres)

Location & Zoning

Street Address1981 SW 154TH PL
CityMIAMI
StateFL
Zip33185-4965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0102
Legal DescriptionJOANNA ESTATES SUBDIVISION PB 170-007 T-22136 LOT 18 BLK 1 LOT SIZE 5197 SQ FT M/L FAU 30 4909 000 2890&2900
Legal Range39E
Legal Township54S
Legal Section09
Legal SubdivisionJOANNA ESTATES SUBDIVISION
Legal Block1
Legal Lot Number18
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group1
Census Block1025
Census Tract15103

Owner

1981 SW 154th Pl is owned and occupied by two individuals who bought it in November 2014.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1981 SW 154TH PL, MIAMI, FL 33185-4965
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CREDIT UNION
Jan 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2014 · Amount on File
Deed SaleNov 5, 2014 · Amount on File
Deed Document Number2014766469
Deed Book / Page29379 / 542
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateAug 4, 2026
Property Address1981 SW 154TH PL, MIAMI, FL 33185-4965
Document Number0000529847
Book / Page35428 / 1909
Instrument DateJul 21, 2026
Instrument2026529847
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 SW 154TH PL, MIAMI, FL 33185-4965

Mortgage

Document Number0000529847,
DateAug 4, 2026
Book Page35428/1909
Instrument2026529847
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address1981 SW 154TH PL, MIAMI, FL 33185-4965
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 SW 154TH PL, MIAMI, FL 33185-4965

Mortgage

Document Number0000011063
DateJan 5, 2022
Book Page32940/4742
Instrument2022R0011063
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address1981 SW 154TH PL, MIAMI, FL 33185-4965
Document Number0000166257
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1981 SW 154TH PL MIAMI FL 331854965, MIAMI, FL 33185-4965

Mortgage

Document Number0000166257
DateMar 16, 2020
Book Page031853/001113
Instrument166257
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1981 SW 154th Pl was $7,708 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,708.00 Homeowner's exemption$436,557$779,438 Land $207,880 Building $571,558
2023$7,189.00 (+3.59%) Homeowner's exemption$411,898 (+3%)$711,004 (+5.54%) Land $185,793 Building $525,211
2022$6,940.00 Homeowner's exemption$399,901$673,678 Land $142,758 Building $530,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 SW 154th Pl in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 552 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies552 in force
Nearby Flood Claims3 (2017–2020)
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 SW 154th Pl is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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