1981 Summit Dr, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1981 Summit Dr, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,044 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Oct 2026)
Tax Bill	$10,897 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E09BD00100`

Property Details

APN / Parcel Number

Primary APN	`21E09BD00100`
Alternative APN	`00247619`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,044 sqft Living Area
Basement Area	434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Mixed
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00247619
Street Address	1981 SUMMIT DR
City	LAKE OSWEGO
State	OR
Zip	97034-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	SECTION 09 TOWNSHIP 2S RANGE 1E QUARTER BD TAX LOT 00100
Legal Range	01E
Legal Township	02S
Legal Section	09
Legal Lot Number	100
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2008
Census Tract	20201

Owner

Source: Clackamas County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	525 3RD ST, 200, LAKE OSWEGO, OR 97034-3082
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2026 · Amount on Record
Deed Sale	Oct 15, 2026 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202644420
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 15, 2026
Property Address	1981 SUMMIT DR, LAKE OSWEGO, OR 97034-3600
Document Number	0000044420
Instrument Date	Oct 15, 2026
Instrument	202644420
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1981 SUMMIT DR, LAKE OSWEGO, OR 97034-3600
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018198
Date	Feb 22, 2021
Instrument	2021-018198

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1981 SUMMIT DR, LAKE OSWEGO, OR 97034-3600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078413
Date	Dec 9, 2019
Instrument	2019-078413

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 28, 2020
Property Address	1981 SUMMIT DR, LAKE OSWEGO, OR 97034-3600
Document Number	0000014629
Instrument Date	Feb 21, 2020
Instrument	2020-014629
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 SUMMIT DR, LAKE OSWEGO, OR 97034-3600

Mortgage

Document Number	0000014630
Date	Feb 28, 2020
Instrument	2020-014630

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,897.00 (+5.85%)	$567,467 (+6.09%)	$1,350,275 (+8.82%) Land $789,855 Building $560,420
2023	$10,295.00	$534,893	$1,240,811 Land $722,211 Building $518,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	79 units insured incl. 60 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile.

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