1981 State Rte 326, Auburn, NY 13021 Property Records

Cayuga County and Aurelius Town property record for 1981 State Rte 326, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,018 sqft · built 1860
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2016)
Tax Bill	$6,086 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052089 121.00-1-38.211`

Property Details

APN / Parcel Number

Primary APN	`052089 121.00-1-38.211`
Alternative APN	`208912100000010382110000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,018 sqft Living Area
1st Floor Area	1,992 sqft
Upper Floors Area	1,026 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	50,965 sqft (1.17 acres)
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1981 STATE ROUTE 326
City	AUBURN
State	NY
Zip	13021-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S.M. 86-111 PO121.00-1-38.21 SP#10-98 5-1893
Legal Block	1
Legal Lot Number	38.211
Jurisdiction	CAYUGA NY
Township / Civil Division	AURELIUS
Census Block Group	3
Census Block	3000
Census Tract	41202

Owner

Source: Cayuga County and Aurelius Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 STATE ROUTE 326, AUBURN, NY 13021-8120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 14, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	2016161833
Deed Book / Page	1625 / 288
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1981 STATE ROUTE 326, AUBURN, NY 13021-8120
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004099/64
Date	Sep 3, 2021
Book Page	4099/64
Instrument	2021-207319

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1981 STATE ROUTE 326, AUBURN, NY 13021-8120
Document Number	0037780049
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	AMROCK INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 STATE ROUTE 326 AUBURN NY 130218120, AUBURN, NY 13021-8120

Mortgage

Document Number	0037780049
Date	Sep 30, 2019
Book Page	003778/000049
Instrument	190448

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1981 STATE ROUTE 326, AUBURN, NY 13021-8120
Document Number	0000178740
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	May 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 STATE ROUTE 326 AUBURN NY 130218120, AUBURN, NY 13021-8120

Mortgage

Document Number	0000178740
Date	Apr 26, 2018
Instrument	178740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Cayuga County and Aurelius Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Aurelius Town
Unified School District	Union Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,086.00 (+26.16%)
2025	$4,824.00 (+6.07%)	$215,500 (-) Land $27,300 Building $188,200	$291,216 (+21.62%) Land $36,892 Building $254,324
2024	$4,548.00 (+172.34%)
2023		$215,500 Land $27,300 Building $188,200	$239,444 Land $30,333 Building $209,111
2020	$1,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Spectrum, T-Mobile.

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