1981 Stallings Rd, Matthews, NC 28104 Property Records

Union County property record for 1981 Stallings Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on File
Last Sale	$356,500 (Oct 2022)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-099-294`

Property Details

APN / Parcel Number

Primary APN	`07-099-294`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,655 sqft (0.038 acres)

Location & Zoning

Street Address	1981 STALLINGS RD
City	MATTHEWS
State	NC
Zip	28104-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#192 STONE CREEK TOWNHOMES PH1 MAP1 OPCQ338-339
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1003
Census Tract	20312

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1981 STALLINGS RD, MATTHEWS, NC 28104-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202236642
Deed Book / Page	8598 / 608
Record Updated	Sep 20, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2022
Property Address	1981 STALLINGS RD, MATTHEWS, NC 28104-1104
Document Number	0008598608
Book / Page	8598 / 608
Map Reference	CAB Q FILE 161&162
Instrument Date	Oct 27, 2022
Instrument	36642
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$713.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 STALLINGS RD, STALLINGS, NC 28104-1104

Mortgage

Document Number	0000036643
Date	Oct 27, 2022
Instrument	36643

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year TN
Max Rate	10.1%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+13.23%)	$341,700 (+35.01%) Land $91,400 Building $250,300	$341,700 (+35.01%) Land $91,400 Building $250,300
2023	$2,079.00	$253,100 Land $43,800 Building $209,300	$253,100 Land $43,800 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber, Uniti Group.

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