Greene County property record for 1981 Spring Ridge Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,092 sqft · built 2008 |
| Lot Size | 0.507 acres (22,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,000 (Jan 2024) |
| Tax Bill | $6,772 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B03-0002-0039.0-0146.00 |
| Primary APN | B03-0002-0039.0-0146.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 804 sqft |
| Finished Basement | 804 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 22,085 sqft (0.507 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1981 SPRING RIDGE DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING RIDGE PHASE ONE LOT 32 .507AC SPRING RIDGE DR |
| Legal Subdivision | SPRING RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 210603 |
1981 Spring Ridge Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Greene County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Jan 4, 2024 | Warranty Deed, Transfer · VA Mortgage THRIVE MORTGAGE LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage UNION SAVINGS BANK |
| Dec 15, 2021 | Intrafamily Transfer, Transfer |
| Dec 1, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on File |
| Deed Sale | Jan 4, 2024 · Amount on File |
| Prior Sale | Jul 30, 2014 · Amount on File |
| Deed Document Number | 2024138 |
| Prior Transfer Date | Nov 5, 2021 |
| Prior Transfer Doc | 0000030049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012244 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021012244 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jan 4, 2024 |
| Property Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 0000000138 |
| Map Reference | CAB 36 PGS 334A-335A |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024000138 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 0000000139 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024000139 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031145 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021031145 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Dec 15, 2021 |
| Property Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 0000030049 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021030049 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1058 WHITETAIL DR, 1058, FAIRBORN, OH 45324-8718 |
| Name | Verified Name |
|---|---|
| Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Dec 1, 2021 |
| Property Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 0000028815 |
| Map Reference | CAB 36 PG 334A-335A |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021028815 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1981 SPRING RIDGE DR, XENIA, OH 45385-9800 |
The 2025 property tax bill for 1981 Spring Ridge Dr was $6,772, down 0.1% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,772.00 (-0.1%) | $117,270 (-) Land $30,030 Building $87,240 | |
| 2024 | $6,779.00 (+2.17%) | $117,270 (-) Land $30,030 Building $87,240 | |
| 2023 | $6,635.00 (+1.14%) | $117,270 (+19.61%) Land $30,030 Building $87,240 | $335,070 Land $85,800 Building $249,270 |
| 2022 | $6,560.00 | $98,040 Land $25,030 Building $73,010 | |
| 2020 | $280,090 Land $71,500 Building $208,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1981 Spring Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1981 Spring Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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