1981 Shields Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1981 Shields Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,512 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$1,207,000 (Jul 2022)
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`583-09-00-064`

Property Details

APN / Parcel Number

Primary APN	`583-09-00-064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,256 sqft
Upper Floors Area	1,256 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Slab
Porch Area	595 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1981 SHIELDS LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVERTOWNE PHASE III SECTION 1 SUBDIVISION NAME -RIVERTOWNE PHASE III SECTION 1 DESCRIPTION -LOT 1981 SITE
Legal Subdivision	RIVERTOWNE PHASE III SECTION 1
Legal Phase	3
Legal Lot Number	1981
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2022
Census Tract	4615

Owner

Source: Charleston County records · APN 583-09-00-064

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 SHIELDS LN, MOUNT PLEASANT, SC 29466-8686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Nov 19, 2012 · Amount on Record
Deed Book / Page	1124 / 191
Prior Transfer Date	Jun 05, 2015
Prior Transfer Doc	0480/0967
Record Updated	Jun 08, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 14, 2022
Property Address	1981 SHIELDS LN, MOUNT PLEASANT, SC 29466-8686
Document Number	0011240191
Book / Page	1124 / 191
Map Reference	MB ED PG 207
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,138.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 SHIELDS LN, MOUNT PLEASANT, SC 29466-8686

Mortgage

Document Number	0001124193
Date	Jul 14, 2022
Instrument	1124/193

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,551.00 (-1.04%)
2024	$4,599.00 (+147.52%)	$49,000 (+143.54%)
2022	$1,858.00	$20,120	$503,000 (-58.94%) Land $147,800 Building $355,200
2020			$1,225,000 Land $240,000 Building $985,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.