1981 Shetland Path, High Ridge, MO 63049 Property Records

Jefferson County property record for 1981 Shetland Path, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$2,672 (2023)
Deeds & Mortgages	May 2019 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031.001.04001034`

Property Details

APN / Parcel Number

Primary APN	`031.001.04001034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 2007
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1981 SHETLAND PATH
City	HIGH RIDGE
State	MO
Zip	63049-1791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTER FARMS 4 LOT 306B
Legal Range	04
Legal Township	43
Legal Section	01
Legal Quarter	SE
Legal Subdivision	HARTER FARMS 4
Legal Lot Number	306B
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	1
Census Block	1002
Census Tract	700305

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 SHETLAND PATH, HIGH RIDGE, MO 63049-1791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage BUSEY BK
Aug 24, 2018	Grant Deed, Transfer DEPENDABLE TITLE
Jun 5, 2017	Warranty Deed, Transfer FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017
Deed Sale	Jun 5, 2017
Prior Sale	Nov 20, 2007
Deed Document Number	2017R-016954
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1981 SHETLAND PATH, HIGH RIDGE, MO 63049-1791
Document Number	0000015018
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	748 WINDING BLUFFS DR FENTON MO 630265565, FENTON, MO 63026-5565

Mortgage

Document Number	0000015018
Date	May 29, 2019
Instrument	15018

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAING, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 24, 2018
Property Address	1981 SHETLAND PATH, HIGH RIDGE, MO 63049-1791
Document Number	0000025799
Instrument Date	Aug 22, 2018
Instrument	25799
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	DEPENDABLE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	752 WINDING BLUFFS DR FENTON MO 630265565, FENTON, MO 63026-5565

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 5, 2017
Property Address	1981 SHETLAND PATH, HIGH RIDGE, MO 63049-1791
Document Number	0000016954
Instrument Date	May 31, 2017
Instrument	16954
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 SHETLAND PATH HIGH RIDGE MO 630491791, HIGH RIDGE, MO 63049-1791

Mortgage

Document Number	16955
Date	Jun 5, 2017
Instrument	16955

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,100 (+7.8%) Land $7,700 Building $32,400
2024			$211,300 (+7.75%) Land $40,700 Building $170,600
2023	$2,672.00	$37,200 Land $7,700 Building $29,500	$196,100 Land $40,700 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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