1981 SE Peach Dr, Arcadia, FL 34266 Property Records

DeSoto County property record for 1981 SE Peach Dr, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1968
Lot Size	0.501 acres (21,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2022)
Tax Bill	$3,926 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-38-25-0120-00C0-0010`

Property Details

APN / Parcel Number

Primary APN	`06-38-25-0120-00C0-0010`
Alternative APN	`19214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	1,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,823 sqft (0.501 acres)
Lot Dimensions	206 ft deep x 106 ft wide
Driveway	Concrete Driveway
Driveway Area	593 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	234 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1981 SE PEACH DR
City	ARCADIA
State	FL
Zip	34266-7489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	FOREST PINE ESTATES LOT 1 BLK C INST:201014000623 INST:202214001262 INST:202214007360
Legal Range	25E
Legal Township	38S
Legal Section	06
Legal Subdivision	FOREST PINE ESTATES
Legal Tract	0120
Legal Block	C
Legal Lot Number	1
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	2
Census Block	2009
Census Tract	10301

Owner

Source: DeSoto County records, as of June 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 SE PEACH DR, ARCADIA, FL 34266-7489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage NTFN INC
Feb 15, 2022	Warranty Deed, Transfer ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	20227360
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0000007360
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Sep 8, 2022
Property Address	1981 SE PEACH DR, ARCADIA, FL 34266-7489
Document Number	0014007360
Map Reference	MB 9 PG 20
Instrument Date	Sep 7, 2022
Instrument	202214007360
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2283 NW BROWNVILLE ST, 2283, ARCADIA, FL 34266-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 SE PEACH DR, ARCADIA, FL 34266-7489

Mortgage

Document Number	0014007361
Date	Sep 8, 2022
Instrument	202214007361

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0014007362
Date	Sep 8, 2022
Instrument	202214007362

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Feb 15, 2022
Property Address	1981 SE PEACH DR, ARCADIA, FL 34266-7489
Document Number	0000001262
Map Reference	MB 9 PG 20
Instrument Date	Feb 14, 2022
Instrument	202200001262
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Tax	$1,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2539 SW THIGPEN AVE, 2539, ARCADIA, FL 34266-6964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2288 NW BROWNVILLE ST, ARCADIA, FL 34266-5830

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,693 (+2.9%)	$270,853 (+2.96%) Land $37,500 Building $233,353
2024	$3,926.00 (-12.35%)	$263,064 (+4.07%) Land $37,500 Building $225,564	$263,064 (+4.07%) Land $37,500 Building $225,564
2023	$4,479.00 (+254.35%)	$252,780 (+174.78%) Land $32,000 Building $220,780	$252,780 (+11.65%) Land $32,000 Building $220,780
2022	$1,264.00 Homeowner's exemption	$91,994	$226,398 Land $25,000 Building $201,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2001)
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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