1981 San Vincente Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1981 San Vincente Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1956
Lot Size	0.289 acres (12,600 sqft)
Owner	Trust Name on File
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`111-273-004-7`

Property Details

APN / Parcel Number

Primary APN	`111-273-004-7`
Alternative APN	`111-273-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Tar & Gravel
Lot Area	12,600 sqft (0.289 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1981 SAN VINCENTE DR
City	CONCORD
State	CA
Zip	94519-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	MONTE GARDENS VILLAGE UNIT NO 3 84
Legal Subdivision	MONTE GARDENS VILLAGE 03
Legal Lot Number	84
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6000
Census Tract	332000

Owner

1981 San Vincente Dr is owner-occupied and held in a trust since April 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1981 SAN VINCENTE DR, CONCORD, CA 94519-1016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 28, 2022
Transfer Doc	0000073794
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1981 SAN VINCENTE DR, CONCORD, CA 94519-1016
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 SAN VINCENTE DR, CONCORD, CA 94519-1016

Mortgage

Document Number	0000202823
Date	Jul 19, 2021
Instrument	2021-202823

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	892 Months
Due	Nov 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2022
Property Address	1981 SAN VINCENTE DR, CONCORD, CA 94519-1016
Document Number	0000073794
Map Reference	VOL 51 PG 36
Instrument Date	Apr 28, 2022
Instrument	2022-073794
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1981 SAN VINCENTE DR, CONCORD, CA 94519-1016

Tax Assessment & Valuation

The 2025 property tax bill for 1981 San Vincente Dr was $3,464.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$233,082 (+2%) Land $133,503 Building $99,579
2025	$3,464.00	$228,513 Land $130,886 Building $97,627
2023	$3,278.00 (+4.53%)	$219,641 Land $125,804 Building $93,837
2022	$3,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1981 San Vincente Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 San Vincente Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

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