Stanislaus County property record for 1981 San Ramos Way, Modesto, CA 95358
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,621 sqft · built 2005 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2017) |
| Tax Bill | $5,648 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 056-094-018-000 |
| Primary APN | 056-094-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,621 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 5,400 sqft (0.124 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1981 SAN RAMOS WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95358-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR. GALAS BROTHERS #2 (41M41) LOT 18 |
| Legal Subdivision | GALAS BROTHERS 02 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2303 |
1981 San Ramos Way is owned and occupied by an individual who bought it in December 2017.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1981 SAN RAMOS WAY, MODESTO, CA 95358-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION |
| Dec 5, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Dec 5, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on File |
| Deed Sale | Dec 5, 2017 · Amount on File |
| Prior Sale | Apr 6, 2011 · Amount on File |
| Deed Document Number | 201789776 |
| Prior Transfer Date | Nov 30, 2017 |
| Prior Transfer Doc | 0000089775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1981 SAN RAMOS WAY, MODESTO, CA 95358-7117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000092968 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-0092968 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 5, 2017 |
| Property Address | 1981 SAN RAMOS WAY, MODESTO, CA 95358-7117 |
| Document Number | 0000089775 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 89775 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1981 SAN RAMOS WAY MODESTO CA 953587117, MODESTO, CA 95358-7117 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 5, 2017 |
| Property Address | 1981 SAN RAMOS WAY, MODESTO, CA 95358-7117 |
| Document Number | 0000089776 |
| Map Reference | MAP41 PG41 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017-0089776 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1981 SAN RAMOS WAY, MODESTO, CA 95358-7117 |
The 2026 property tax bill for 1981 San Ramos Way was $5,648 with a homeowner's exemption, up 1.3% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,648.00 (+1.35%) Homeowner's exemption | $348,169 (+2%) Land $75,435 Building $272,734 |
| 2025 | $5,573.00 Homeowner's exemption | $341,343 Land $73,956 Building $267,387 |
| 2023 | $5,226.00 (+3.34%) Homeowner's exemption | $328,090 Land $71,085 Building $257,005 |
| 2022 | $5,057.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1981 San Ramos Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1981 San Ramos Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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