1981 Saint Andrews Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1981 Saint Andrews Cir, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,095 sqft · built 2000
Lot Size0.245 acres (10,655 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Jun 2000)
Tax Bill$14,098 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jul 2020 Transfer
Flood ZoneZone D (undetermined)
APN810-48-011

Property Details

APN / Parcel Number

Primary APN810-48-011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,095 sqft Living Area
1st Floor Area2,272 sqft
2nd Floor Area1,823 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleH-Shape
Construction TypeWood
Lot Area10,655 sqft (0.245 acres)
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1981 SAINT ANDREWS CIR
CityGILROY
StateCA
Zip95020-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20S
Legal DescriptionTRACT 8962 LOT 90
Legal SubdivisionTRACT 8962
Legal Tract8962
Legal Lot Number90
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1012
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1981 SAINT ANDREWS CIR, GILROY, CA 95020-3009
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
Jul 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2000 · Amount on Record
Deed SaleJun 7, 2000 · Amount on Record
Deed Document Number200015272602
Last Transfer DateJul 24, 2020
Transfer Doc0024559525
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1981 SAINT ANDREWS CIR, GILROY, CA 95020-3009
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 SAINT ANDREWS CIR, GILROY, CA 95020-3009

Mortgage

Document Number0025255860
DateMar 8, 2022
Instrument25255860
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJul 30, 2020
Property Address1981 SAINT ANDREWS CIR, GILROY, CA 95020-3009
Document Number0024559525
Instrument DateJul 24, 2020
Instrument24559525
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1981 SAINT ANDREWS CIR GILROY CA 950203009, GILROY, CA 95020-3009

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,175,370 (+2%) Land $391,919 Building $783,451
2025$14,098.00 (+2.21%) Homeowner's exemption$1,152,325 (+4.04%) Land $384,235 Building $768,090
2023$13,793.00 (+1.67%) Homeowner's exemption$1,107,580 Land $369,315 Building $738,265
2022$13,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Saint Andrews Cir

Nearby Streets

Search Property Records by Address or Parcel Number