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1981 S KY 233, Gray, KY 40734 Property Records

Knox County property record for 1981 S KY 233, Gray, KY 40734 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1998
Lot Size1.22 acres (53,143 sqft)
Owner2 Individual Names on File
Last Sale$31,000 (Mar 2018)
Tax Bill$1,142 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2018 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN029-00-00-037.02

Property Details

APN / Parcel Number

Primary APN029-00-00-037.02
Alternative APNs
  • 314572
  • 376789
  • 12259

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialMetal
Lot Area53,143 sqft (1.22 acres)
Garage Area420 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number12259
Street Address1981 S KY 233
CityGRAY
StateKY
Zip40734-6552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.22 AC GRAY ROSSLAND RD
JurisdictionKNOX KY
Township / Civil DivisionGRAY
Census Block Group2
Census Block2008
Census Tract930300

Owner

Source: Knox County records · APN 029-00-00-037.02

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1983 S KY 233, GRAY, KY 40734-6552
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Warranty Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORPORATION
Mar 16, 2018Commissioner's Deed, Foreclosure
Mar 08, 2017Warranty Deed, Transfer · FHA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2018 · Amount on Record
Deed SaleMar 16, 2018 · Amount on Record
Prior SaleMar 08, 2017 · Amount on Record
Deed Document Number2018232330
Deed Book / Page10 / 194
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX KY
Recording DateJul 20, 2026
Property Address1981 S KY 233, GRAY, KY 40734-6552
Document Number0000324788
Book / Page472 / 490
Instrument DateJul 14, 2026
Instrument2026324788
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyKENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$25,239.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 S KY 233, GRAY, KY 40734-6552

Mortgage

Document Number0000324788,
DateJul 20, 2026
Book Page537/428
Instrument2026324788
Lender
NamePOLARIS HOME FUNDING CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

March 2018: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKNOX KY
Recording DateMar 16, 2018
Property Address1981 S KY 233, GRAY, KY 40734-6552
Document Number00CD10/194
Book / PageCD10 / 194
Instrument DateMar 02, 2018
Instrument232330
Transaction TypeForeclosure
Record UpdatedMar 08, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 MASTER ST, CORBIN, KY 40701-1062

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX KY
Recording DateMar 08, 2017
Property Address1981 S KY 233, GRAY, KY 40734-6552
Document Number000D418/33
Book / PageD418 / 33
Instrument DateMar 02, 2017
Instrument203947
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanyIMAG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$106.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1981 S KY 233, 1981, GRAY, KY 40734-6552

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1981 S KY 233, GRAY, KY 40734-6552

Mortgage

Document Number000M440542
DateMar 08, 2017
InstrumentM440/542
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKnox County
Unified School DistrictKnox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,142.00 (-2.48%)$105,750 (-) Land $20,000 Building $85,750$105,750 (-) Land $20,000 Building $85,750
2023$1,171.00$105,750$105,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211219303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018, other causes, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire LikelihoodAbout 1 in 255 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Eastern CableFiber10,000 / 10,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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