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1981 Rutland St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 1981 Rutland St, Opa Locka, FL 33054

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 699 sqft · built 1950
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Nov 2025)
Tax Bill$6,716 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN08-2122-006-0420

Property Details

APN / Parcel Number

Primary APN08-2122-006-0420

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area699 sqft Living Area
Gross Area769 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchPorch
Porch Area12 sqft
FenceFence

Location & Zoning

Street Address1981 RUTLAND ST
CityOPA LOCKA
StateFL
Zip33054-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100:SINGLE FAM,GENERAL
Legal DescriptionMAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 42 BLK 337 LOT SIZE 50.000 X 100 OR 19796-0110-12 0701 6 COC 26300-3224 03 2008 3
Legal Range41
Legal Township52
Legal Section22
Legal SubdivisionMAGNOLIA GDNS CONSOLIDATED IN
Legal Block337
Legal Lot Number42
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2013
Census Tract418

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address520 E 44TH ST, HIALEAH, FL 33013-1914
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MIAMI-DADE COUNTY
Nov 25, 2025Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Apr 17, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleApr 17, 2023
Deed Document Number2025R0881104
Deed Book / Page35046 / 3596
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address1981 RUTLAND ST, OPA LOCKA, FL 33054-3740
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000881107
DateNov 25, 2025
Book Page35046/3621
Instrument2025R0881107
Lender
NameMIAMI-DADE COUNTY
TypeGovernment Agency
AddressMIAMI, FL 33136
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateNov 25, 2025
Property Address1981 RUTLAND ST, OPA LOCKA, FL 33054-3740
Document Number0000881104
Book / Page35046 / 3596
Map ReferenceMB 49 PG 54
Instrument DateNov 14, 2025
Instrument2025R0881104
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanySHARP TITLE SLN OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2401 S OCEAN DR APT 1805, 1805, HOLLYWOOD, FL 33019-2646

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E 44TH ST, HIALEAH, FL 33013-1914

Mortgage

Document Number0000003598
DateNov 25, 2025
Instrument35046/3598
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Mortgage

Document Number0000881106
DateNov 25, 2025
Book Page35046/3614
Instrument2025R0881106
Lender
NameMIAMI-DADE COUNTY
TypeGovernment Agency
AddressMIAMI, FL 33136
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateApr 17, 2023
Property Address1981 RUTLAND ST, OPA LOCKA, FL 33054-3740
Document Number0000254535
Book / Page33667 / 4700
Map ReferenceMB 49 PG 54
Instrument DateMar 10, 2023
Instrument2023R0254535
Transaction TypeTransfer
Record UpdatedMay 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4080 PINE RIDGE LN, WESTON, FL 33331-5024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 S OCEAN DR APT 1805, 1805, HOLLYWOOD, FL 33019-2646

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityOpa-locka City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,716.00 (+8.11%)$247,743 (+10.4%) Land $155,000 Building $92,743$247,743 (+10.4%) Land $155,000 Building $92,743
2024$6,212.00 (+62.83%)$224,409 (+29.22%) Land $125,000 Building $99,409$224,409 (+29.22%) Land $125,000 Building $99,409
2023$3,815.00 (+9.88%)$173,666 (+10.8%) Land $97,500 Building $76,166$173,666 (+10.8%) Land $97,500 Building $76,166
2022$3,472.00$156,742 Land $80,000 Building $76,742$156,742 Land $80,000 Building $76,742

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimOct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OPA LOCKA
serves 16,479 people · EPA ID FL4131001
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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