1981 Ruth Dr, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1981 Ruth Dr, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,002 sqft · built 1956
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Aug 2026)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1719-23-1-01-020`

Property Details

APN / Parcel Number

Primary APN	`1719-23-1-01-020`
Alternative APNs	`0171923101020` `R0051508`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide
View / Lot	Sound
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0051508
Street Address	1981 RUTH DR
City	THORNTON
State	CO
Zip	80229-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:69B LOT:20
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	1
Legal Subdivision	THORNTON
Legal Block	69B
Legal Lot Number	20
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1000
Census Tract	9202

Owner

Source: Adams County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 RUTH DR, THORNTON, CO 80229-3672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Aug 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS
Apr 17, 2018	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS
Apr 13, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Feb 7, 2025 · Amount on Record
Deed Document Number	202651403
Prior Transfer Date	May 12, 2026
Prior Transfer Doc	0000051402
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 27, 2026
Property Address	1981 RUTH DR, THORNTON, CO 80229-3672
Document Number	0000051403
Instrument Date	Aug 18, 2026
Instrument	202651403
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,014.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RUTH DR, THORNTON, CO 80229-3672

Mortgage

Document Number	0000051404,
Date	Aug 27, 2026
Instrument	202651404

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 27, 2026
Property Address	1981 RUTH DR, THORNTON, CO 80229-3672
Document Number	0000051402
Instrument Date	May 12, 2026
Instrument	202651402
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RUTH DR, THORNTON, CO 80229-3672

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1981 RUTH DR, THORNTON, CO 80229-3672
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RUTH DR, THORNTON, CO 80229-3672

Mortgage

Document Number	0000085751
Date	Jul 20, 2021
Instrument	2021000085751

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 17, 2018
Property Address	1981 RUTH DR, THORNTON, CO 80229-3672
Document Number	0000030710
Instrument Date	Apr 13, 2018
Instrument	30710
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 RUTH DR THORNTON CO 802293672, THORNTON, CO 80229-3672

Mortgage

Document Number	30711
Date	Apr 17, 2018
Instrument	30711

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 13, 2018
Property Address	1981 RUTH DR, THORNTON, CO 80229-3672
Document Number	0000029750
Instrument Date	Apr 12, 2018
Instrument	29750
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RUTH DR THORNTON CO 802293672, THORNTON, CO 80229-3672

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+10.05%)	$25,230 (-5.82%) Land $6,120 Building $19,110	$371,000 (-6.31%) Land $90,000 Building $281,000
2024	$2,170.00 (-17.93%)
2023	$2,644.00 (+8.58%)	$26,790 (+9.66%) Land $6,090 Building $20,700	$396,000 (+12.66%) Land $90,000 Building $306,000
2022	$2,435.00	$24,430 Land $10,560 Building $13,870	$351,510 Land $152,000 Building $199,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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