1981 Royal Ln, Aurora, IL 60503 Property Records

Kendall County property record for 1981 Royal Ln, Aurora, IL 60503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,008 sqft · built 2000
Lot Size0.226 acres (9,860 sqft)
OwnerIndividual Name on Record
Last Sale$189,500 (May 2000)
Tax Bill$5,324 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-01-277-008

Property Details

APN / Parcel Number

Primary APN03-01-277-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,008 sqft Living Area
Gross Area2,408 sqft
1st Floor Area2,008 sqft
Basement Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,860 sqft (0.226 acres)
Lot Dimensions154 ft deep x 48 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1981 ROYAL LN
CityAURORA
StateIL
Zip60503-7816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 MISTY CREEK CITY OF AURORA
Legal SubdivisionMISTY CREEK
Legal Lot Number109
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3022
Census Tract890104

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1981 ROYAL LN, AURORA, IL 60503-7816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2000 · Amount on Record
Deed SaleMay 26, 2000 · Amount on Record
Deed Document Number20007042
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1981 ROYAL LN, AURORA, IL 60503-7816
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022977
DateAug 31, 2021
Instrument202100022977
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,764 (+1%) Land $30,261 Building $89,503$359,292 (+1%) Land $90,783 Building $268,509
2024$5,324.00$118,578 (+20.91%) Land $29,961 Building $88,617$355,734 (+20.91%) Land $89,883 Building $265,851
2022$98,071 Land $24,779 Building $73,292$294,213 Land $74,337 Building $219,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon, Watch TV.

Nearby Properties on Royal Ln

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