1981 Rowes View Ln, Hayes, VA 23072 Property Records

Gloucester County property record for 1981 Rowes View Ln, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,238 (2026)
Deeds & Mortgages	Mar 2022 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`40930`

Property Details

APN / Parcel Number

Primary APN	`40930`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	896 sqft Living Area
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	1,792 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1981 ROWES VIEW LN
City	HAYES
State	VA
Zip	23072-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	ROWESVILLE SARAH CREEK NORTHEAST BRANCH
Legal Subdivision	PLAT: PB24 291
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1076
Census Tract	100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 ROWES VIEW LN, HAYES, VA 23072-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1981 ROWES VIEW LN, HAYES, VA 23072-3823
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001871
Date	Mar 30, 2022
Instrument	220001871

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,238.00 (+13.14%)	$377,350 (+19%) Land $182,250 Building $195,100	$377,350 (+19%) Land $182,250 Building $195,100
2025	$1,978.00 (+5.21%)	$317,110 (-) Land $168,000 Building $149,110	$317,110 (-) Land $168,000 Building $149,110
2024	$1,880.00	$317,110 (-) Land $168,000 Building $149,110	$317,110 (-) Land $168,000 Building $149,110
2023	$1,880.00 (+1.29%)	$317,110 (+25.55%) Land $168,000 Building $149,110	$317,110 (+25.55%) Land $168,000 Building $149,110
2022	$1,856.00	$252,570 Land $161,250 Building $91,320	$252,570 Land $161,250 Building $91,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20