Franklin County property record for 1981 Ridgecliff Rd, Upper Arlington, OH 43221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,333 sqft · built 1954 |
| Lot Size | 0.193 acres (8,446 sqft) |
| Owner | Individual Name on File |
| Last Sale | $403,500 (Oct 2020) |
| Tax Bill | $9,628 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-004936 |
| Primary APN | 070-004936 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 8,446 sqft (0.193 acres) |
| Lot Dimensions | 141 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1981 RIDGECLIFF RD |
|---|---|
| City | UPPER ARLINGTON |
| State | OH |
| Zip | 43221-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGECLIFF RD N MOUNTVIEW 14 BLK 277 |
| Legal Subdivision | NORTH MOUNTVIEW ADD |
| Legal Block | 277 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | UPPER ARLINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 6330 |
1981 Ridgecliff Rd is owned and occupied by an individual who bought it in October 2020.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1981 RIDGECLIFF RD, UPPER ARLINGTON, OH 43221-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 27, 2020 | Deed of Trust, Construction Loan · Line of Credit RCN CAP |
| Sep 6, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 202010130157961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Oct 13, 2020 |
| Property Address | 1981 RIDGECLIFF RD, UPPER ARLINGTON, OH 43221-1933 |
| Document Number | 0000157961 |
| Map Reference | MB 21 PG 50 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 202010130157961 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | NORTHWEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $403.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4410 N RAVENSWOOD AVE, CHICAGO, IL 60640-5999 |
| Document Number | 0000157962 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 202010130157962 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Feb 27, 2020 |
| Property Address | 1981 RIDGECLIFF RD, UPPER ARLINGTON, OH 43221-1933 |
| Document Number | 0000028831 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 28831 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 13, 2020 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4889 AUGUSTA WOODS CT WESTERVILLE OH 430829180, WESTERVILLE, OH 43082-9180 |
| Document Number | 0000028831 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 28831 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 26, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 6, 2019 |
| Property Address | 1981 RIDGECLIFF RD, UPPER ARLINGTON, OH 43221-1933 |
| Document Number | 0000115284 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 115284 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $251.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4889 AUGUSTA WOODS CT WESTERVILLE OH 430829180, WESTERVILLE, OH 43082-9180 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Upper Arlington City |
| Unified School District | Upper Arlington City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,628.00 (-0.58%) Homeowner's exemption | $162,400 (-) Land $52,920 Building $109,480 | |
| 2023 | $9,684.00 (+0.88%) Homeowner's exemption | $162,400 (+22.2%) Land $52,920 Building $109,480 | $464,000 Land $151,200 Building $312,800 |
| 2022 | $9,600.00 Homeowner's exemption | $132,900 Land $34,020 Building $98,880 | |
| 2020 | $379,700 Land $97,200 Building $282,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1981 Ridgecliff Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1981 Ridgecliff Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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