1981 Ribbonwood Dr, Orem, UT 84057 Property Records

Utah County property record for 1981 Ribbonwood Dr, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,236 sqft · built 1977
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$154,200 (Aug 2012)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-060-0002`

Property Details

APN / Parcel Number

Primary APN	`51-060-0002`
Alternative APN	`075458`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,236 sqft
Basement Area	1,152 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	075458
Street Address	1981 RIBBONWOOD DR
City	OREM
State	UT
Zip	84057-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT A, RIBBONWOOD SUB
Legal Subdivision	RIBBONWOOD SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2003
Census Tract	708

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage AXOS BK
Jan 24, 2017	Loan Modification, Mortgage · FHA Mortgage STEARNS LNDG
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2012 · Amount on Record
Deed Sale	Aug 20, 2012 · Amount on Record
Prior Sale	Oct 31, 2011
Deed Document Number	201270334
Prior Transfer Date	Dec 4, 1996
Prior Transfer Doc	0041390338
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041285
Date	Mar 4, 2021
Instrument	41285:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Document Number	0000136914
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RIBBONWOOD DR OREM UT 840572022, OREM, UT 84057-2022

Mortgage

Document Number	0000136914
Date	Sep 9, 2020
Instrument	136914

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Document Number	0000101039
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RIBBONWOOD DR OREM UT 840572022, OREM, UT 84057-2022

Mortgage

Document Number	0000101039
Date	Oct 4, 2019
Instrument	101039

Lender

Name	AXOS BK
Address	SAN DIEGO, CA 92122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Document Number	0000020037
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RIBBONWOOD DR OREM UT 840572022, OREM, UT 84057-2022

Mortgage

Document Number	0000020037
Date	Feb 28, 2017
Instrument	20037

Lender

Name	STEARNS LNDG
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1981 RIBBONWOOD DR, OREM, UT 84057-2022
Document Number	0000020038
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RIBBONWOOD DR OREM UT 840572022, OREM, UT 84057-2022

Mortgage

Document Number	0000020038
Date	Feb 28, 2017
Instrument	20038

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,645 (+3.07%)	$493,900 (+3.07%) Land $254,200 Building $239,700
2025	$2,099.00 (+1.79%)	$263,560 (+4.74%)	$479,200 (+4.74%) Land $254,200 Building $225,000
2024	$2,062.00 (+7.73%)
2023	$1,914.00 (-4.4%)	$251,625	$457,500 Land $242,100 Building $215,400
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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