1981 Prospect Ave, Bronx, NY 10457 Property Records

New York City property record for 1981 Prospect Ave, Bronx, NY 10457

Property Summary

Property Type	Triplex
Details	2,280 sqft · built 1994
Lot Size	0.045 acres (1,967 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Feb 2020)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2020 Sale & Mortgage
APN	`03093-0044`

Property Details

APN / Parcel Number

Primary APN	`03093-0044`
Alternative APNs	`1108030930044` `2-03093-0044`

Interior

Units	3 Units
Stories	3 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Triplex
Lot Area	1,967 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 19.7 ft wide

Location & Zoning

Account Number	2-03093-0044
Street Address	1981 PROSPECT AVE
City	BRONX
State	NY
Zip	10457-5172
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R7-1
Legal Block	3093
Legal Lot Number	44
Jurisdiction	BRONX NY
Township / Civil Division	BRONX
Census Block Group	2
Census Block	2005
Census Tract	37100

Owner

Source: New York City records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 PROSPECT AVE, BRONX, NY 10457-5172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer · Loan Assumption FLAGSTAR BANK FSB
Feb 14, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Mar 5, 1996 · Amount on Record
Last Transfer Date	Apr 3, 2025
Transfer Doc	0000023090
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRONX NY
Recording Date	Jan 23, 2026
Property Address	1981 PROSPECT AVE, BRONX, NY 10457-5172
Document Number	0000023090
Instrument Date	Apr 3, 2025
Instrument	2026000023090
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 NORFOLK AVE, SCHENECTADY, NY 12303-2128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 PROSPECT AVE, BRONX, NY 10457-5172

Mortgage

Document Number	0000023091
Date	Jan 23, 2026
Instrument	2026000023091

Lender

Name	FLAGSTAR BANK FSB
Address	11511 LUNA RD, FARMERS BRANCH, TX 75234

Agreement

Type	Loan Assumption
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRONX NY
Recording Date	Feb 14, 2020
Property Address	1981 PROSPECT AVE, BRONX, NY 10457-5172
Document Number	0000060174
Instrument Date	Dec 31, 2019
Instrument	60174
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	COUNSELLORS CHOICE ABSTRACT, COUNSELLORS CHOICE ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	55 NORTHERN BLVD #400 GREAT NECK NY 110214058, 400, GREAT NECK, NY 11021-4058

Mortgage

Document Number	60175
Date	Feb 14, 2020
Instrument	60175

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: New York City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Bronx County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,141 (+5.38%) Land $4,942 Building $27,199	$904,000 (+17.1%) Land $139,000 Building $765,000
2025	$6,125.00 (+7.42%)	$30,499 (+7.42%) Land $5,491 Building $25,008	$772,000 (+2.12%) Land $139,000 Building $633,000
2023	$5,702.00	$28,391 Land $5,220 Building $23,171	$756,000 Land $139,000 Building $617,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, Starry, T-Mobile.

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