1981 Pinto Cir, Gardnerville, NV 89410 Property Records

Douglas County property record for 1981 Pinto Cir, Gardnerville, NV 89410

Property Summary

Property Type	Single Family Home
Details	1,635 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on Record
Last Sale	$705,000 (May 2023)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	May 2023 Sale Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1220-24-501-038`

Property Details

APN / Parcel Number

Primary APN	`1220-24-501-038`
Alternative APNs	`000029443060` `29443060`

Interior

Stories	1 Story
Building Area	1,635 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,635 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	000029443060
Street Address	1981 PINTO CIR
City	GARDNERVILLE
State	NV
Zip	89410-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Range	20E
Legal Township	12N
Legal Section	24
Legal Subdivision	RUHENSTROTH RANCHOS SUBDIVISION
Legal Block	3
Legal Lot Number	3
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3035
Census Tract	2300

Owner

Source: Douglas County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN
Jul 27, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Aug 8, 2019	Grant Deed, Transfer · Conventional with PMI GUILD MTG
Jun 19, 2017	Grant Deed, Transfer · Conventional with PMI VITEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	2023996641
Last Transfer Date	Feb 11, 2025
Transfer Doc	0000018642
Record Updated	Jun 8, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	May 19, 2023
Property Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Document Number	0000096641
Map Reference	FILE 11361
Instrument Date	May 18, 2023
Instrument	2023-996641
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transaction

Amount	Amount Recorded
Tax	$2,749.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1981 DINTO CTN, GARDNERVILLE, NV 89410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 SCORPIO DR, SACRAMENTO, CA 95827-3537

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jul 27, 2021
Property Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Document Number	0000071522
Map Reference	M B 777 PG 1246
Instrument Date	Jul 23, 2021
Instrument	2021-971522
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,535.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 WINDING WAY, INCLINE VILLAGE, NV 89451-9117

Mortgage

Document Number	0000071523
Date	Jul 27, 2021
Instrument	2021-971523

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Document Number	0000960787
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 PINTO CIR GARDNERVILLE NV 894106821, GARDNERVILLE, NV 89410-6821

Mortgage

Document Number	0000960787
Date	Jan 27, 2021
Instrument	960787

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 8, 2019
Property Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Document Number	0000933211
Instrument Date	Jul 24, 2019
Instrument	933211
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 PINTO CIR GARDNERVILLE NV 894106821, GARDNERVILLE, NV 89410-6821

Mortgage

Document Number	933212
Date	Aug 8, 2019
Instrument	933212

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jun 19, 2017
Property Address	1981 PINTO CIR, GARDNERVILLE, NV 89410-6821
Document Number	0000900237
Instrument Date	Jun 7, 2017
Instrument	900237
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 PINTO CIR GARDNERVILLE NV 894106821, GARDNERVILLE, NV 89410-6821

Mortgage

Document Number	900238
Date	Jun 19, 2017
Instrument	900238

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,597 (-1.85%) Land $36,750 Building $46,847
2025	$2,312.00 (+6.1%)	$85,170 (+2.05%) Land $36,750 Building $48,420	$243,343 (+2.05%) Land $105,000 Building $138,343
2023	$2,179.00	$83,463 Land $36,750 Building $46,713	$238,466 (+15.12%) Land $105,000 Building $133,466
2021			$207,146 Land $85,000 Building $122,146

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1995–2025)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Sep 2025 · alluvial fan flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRGROUNDS/SUNRISE ESTATES serves 1,011 people · EPA ID NV0002540
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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