Lowndes County property record for 1981 Phillips Hill Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,515 sqft · built 2009 |
| Lot Size | 11.3 acres (492,228 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Feb 2017) |
| Tax Bill | $2,821 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64W000000406 |
| Primary APN | 64W000000406 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,515 sqft Adjusted Area |
| 1st Floor Area | 2,150 sqft |
| 2nd Floor Area | 995 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 492,228 sqft (11.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 392 sqft |
| Utility Building | 2,280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 029541 |
|---|---|
| Street Address | 1981 PHILLIPS HILL RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 1981 PHILLIPS HILL RD |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 405 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1981 PHILLIPS HILL RD, COLUMBUS, MS 39702-7819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| Feb 13, 2017 | Warranty Deed, Transfer BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Deed Document Number | 0002017890 |
| Deed Book / Page | 2017 / 890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1981 PHILLIPS HILL RD, COLUMBUS, MS 39702-7819 |
| Document Number | 0020178643 |
| Book / Page | 002017 / 008643 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1815 PHILLIPS HILL RD COLUMBUS MS 397028286, COLUMBUS, MS 39702-8286 |
| Document Number | 0020178643 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 002017/008643 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 19, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 13, 2017 |
| Property Address | 1981 PHILLIPS HILL RD, COLUMBUS, MS 39702-7819 |
| Document Number | 0020170890 |
| Book / Page | 002017 / 000890 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1981 PHILLIPS HILL RD COLUMBUS MS 397027819, COLUMBUS, MS 39702-7819 |
| Document Number | 20173433 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 002017/003433 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 12, 2032 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,821.00 (+0.93%) Homeowner's exemption | $31,898 (+13.35%) | $318,100 (+13.42%) Land $5,760 Building $312,340 |
| 2024 | $2,795.00 (+15.5%) | ||
| 2023 | $2,420.00 Homeowner's exemption | $28,142 | $280,460 Land $5,900 Building $274,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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