San Mateo County property record for 1981 Ofarrell St, San Mateo, CA 94403
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,507 sqft · built 1997 |
| Lot Size | 2.5 acres (109,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,135,000 (Dec 2021) |
| Tax Bill | $15,244 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-870-090 |
| Primary APN | 103-870-090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 122 Units |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 109,155 sqft |
| View / Lot | End Unit |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1981 OFARRELL ST |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-1392 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | E100R4 |
| Legal Description | UNIT 1981 CORTE BELLA PHASE 3 97012284 |
| Legal Subdivision | CORTE BELLA PHASE 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 607400 |
Source: San Mateo County records · APN 103-870-090
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1981 OFARRELL ST, SAN MATEO, CA 94403-1392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 21, 2021 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Nov 19, 2018 | Grant Deed, Transfer SYNERGY ONE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 2021173904 |
| Prior Transfer Date | Jan 05, 2009 |
| Prior Transfer Doc | 0000000846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 21, 2021 |
| Property Address | 1981 OFARRELL ST, SAN MATEO, CA 94403-1392 |
| Document Number | 0000173904 |
| Map Reference | MB 126 PG 3&4 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2021-173904 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,923.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1981 OFARRELL ST, SAN MATEO, CA 94403-1392 |
| Document Number | 0000173905 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-173905 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Number | 0000174628 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-174628 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1981 OFARRELL ST, SAN MATEO, CA 94403-1392 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000056274 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019-056274 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 1981 OFARRELL ST, SAN MATEO, CA 94403-1392 |
| Document Number | 0000089766 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 89766 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,292.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1981 OFARRELL ST SAN MATEO CA 944031392, SAN MATEO, CA 94403-1392 |
| Document Number | 89767 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 89767 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,228,557 (+2%) Land $368,567 Building $859,990 | ||
| 2025 | $15,244.00 (+1.33%) Homeowner's exemption | $1,204,469 (+4.04%) Land $361,341 Building $843,128 | |
| 2024 | $15,044.00 (+1.89%) | ||
| 2023 | $14,765.00 (+0.46%) Homeowner's exemption | $1,157,700 Land $347,310 Building $810,390 | $906,570 |
| 2022 | $14,697.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 423 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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