1981 NW Sun Ray Ct, Bend, OR 97703 Property Records

Deschutes County property record for 1981 NW Sun Ray Ct, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,418 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Owner Names on File
Last Sale	$289,000 (Dec 2011)
Tax Bill	$7,099 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171230 CB 00416`

Property Details

APN / Parcel Number

Primary APN	`171230 CB 00416`
Alternative APNs	`R1001171230CB00416` `192043`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,097 sqft
2nd Floor Area	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	773 sqft
Deck Area	142 sqft

Location & Zoning

Account Number	192043
Old Parcel Number	R1001171230CB00416
Street Address	1981 NW SUN RAY CT
City	BEND
State	OR
Zip	97703-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMARACK
Legal Range	12E
Legal Township	17S
Legal Section	30
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	AWBREY HIGHLANDS
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2007
Census Tract	1302

Owner

The current owner of 1981 NW Sun Ray Ct bought it in December 2011.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Owner Names on File
Mailing Address	1981 NW SUN RAY CT, BEND, OR 97703-5637
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2011 · Amount on File
Deed Sale	Dec 9, 2011 · Amount on File
Prior Sale	Feb 10, 2004
Deed Document Number	2011-43891
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1981 NW SUN RAY CT, BEND, OR 97703-5637
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013946
Date	Apr 4, 2022
Instrument	2022-13946

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1981 NW SUN RAY CT, BEND, OR 97703-5637
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012839
Date	Apr 24, 2019
Instrument	2019-12839

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	1981 NW SUN RAY CT, BEND, OR 97703-5637
Document Number	0000018996
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1981 NW SUN RAY CT BEND OR 977035637, BEND, OR 97703-5637

Mortgage

Document Number	0000018996
Date	May 14, 2018
Instrument	18996

Lender

Name	WFB NA
Address	BILLINGS, MT 59107-9800

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1981 NW Sun Ray Ct was $7,099, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,099.00 (+3.92%)	$420,210 (+3%)	$913,450 (-) Land $355,540 Building $557,910
2024	$6,831.00 (+7.88%)	$407,980 (+3%)	$913,450 (+2.13%) Land $355,540 Building $557,910
2023	$6,332.00	$396,100	$894,430 Land $336,520 Building $557,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 NW Sun Ray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 NW Sun Ray Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Verizon, Vero Fiber.

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