1981 Niagara St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 1981 Niagara St, Buffalo, NY 14207

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,922 sqft · built 1901
Lot Size	0.082 acres (3,564 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jan 2018)
Tax Bill	$749 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 88.33-1-41`

Property Details

APN / Parcel Number

Primary APN	`140200 88.33-1-41`
Alternative APNs	`02000883300001041000` `05209600`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,922 sqft Gross Area
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Lot Area	3,564 sqft (0.082 acres)
Lot Dimensions	99 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05209600
Street Address	1981 NIAGARA ST
City	BUFFALO
State	NY
Zip	14207-2996
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	N-2E
Legal Description	3O. S AUSTIN
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4005
Census Tract	5900

Owner

1981 Niagara St, a commercial property, is owned by a company that bought it in January 2018.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	29 APPLE AVE, BUFFALO, NY 14218-1401
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Jan 31, 1995 · Amount on File
Deed Document Number	201821711
Deed Book / Page	11324 / 9837
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 31, 2018
Property Address	1981 NIAGARA ST, BUFFALO, NY 14207-2996
Document Number	0113249837
Book / Page	011324 / 009837
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Feb 23, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 APPLE AVE LACKAWANNA NY 142181401, LACKAWANNA, NY 14218-1401

Mortgage

Document Number	138445155
Date	Jan 31, 2018
Book Page	013844/005155

Lender

Name	JANE BONADONNA
Address	1981 NIAGARA ST, BUFFALO, NY 14207-2724
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 30, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 1981 Niagara St was $749, down 78.6% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$749.00 (-78.63%)
2025	$3,505.00 (+39.86%)	$226,900 (+136.35%) Land $10,700 Building $216,200	$226,900 (+45.36%) Land $10,700 Building $216,200
2024	$2,506.00 (+403.21%)	$96,000 (-) Land $3,600 Building $92,400	$156,098 (+13.82%) Land $5,854 Building $150,244
2023	$498.00	$96,000 Land $3,600 Building $92,400	$137,143 Land $5,143 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 Niagara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1981 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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