1981 NE 196th Ter, Miami, FL 33179 Property Records

Miami-Dade County property record for 1981 NE 196th Ter, Miami, FL 33179

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,358 sqft · built 1957
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Apr 2026)
Tax Bill	$24,227 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-2204-018-0100`

Property Details

APN / Parcel Number

Primary APN	`30-2204-018-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,358 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	2,358 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1977
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	155 ft deep x 120 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	30 sqft
Porch	Porch
Porch Area	162 sqft
Patio Area	490 sqft

Location & Zoning

Street Address	1981 NE 196TH TER
City	MIAMI
State	FL
Zip	33179-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	GREYKNOLL ESTATES PB 60-99 LOT 10 BLK 1 LOT SIZE 120.000 X 155 OR 19630-4951 02 2001 4 COC 21915-3280 12 2003 1
Legal Range	42E
Legal Township	52S
Legal Section	04
Legal Subdivision	GREYKNOLL ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4007
Census Tract	9704

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 NE 196TH TER, MIAMI, FL 33179-3629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage BANESCO USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	2026235904
Deed Book / Page	35244 / 107
Transfer Doc	1963004951
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 9, 2026
Property Address	1981 NE 196TH TER, MIAMI, FL 33179-3629
Document Number	0000235904
Book / Page	35244 / 107
Instrument Date	Mar 30, 2026
Instrument	2026235904
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	EMPIRE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235906,
Date	Apr 9, 2026
Instrument	2026235906

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 26, 2022
Property Address	1981 NE 196TH TER, MIAMI, FL 33179-3629
Document Number	0000592605
Book / Page	33306 / 4268
Map Reference	MB 60 PG 99
Instrument Date	Jul 17, 2022
Instrument	2022R0592605
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	EMPIRE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,084.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 N SAINT PAUL ST, 3100, DENVER, CO 80205-4840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25903 OAK RIDGE DR # 101, 101, SPRING, TX 77380-2017

Mortgage

Document Number	0000592606
Date	Jul 26, 2022
Book Page	33306/4273
Instrument	2022R0592606

Lender

Name	BANESCO USA
Type	Bank
Address	MIAMI, FL 33122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,227.00 (+0.71%)	$1,385,359 (+9.27%) Land $967,200 Building $418,159	$1,385,359 (+9.27%) Land $967,200 Building $418,159
2024	$24,056.00 (+8.18%)
2023	$22,237.00 (+150.02%)	$1,267,779 (+139.98%) Land $843,181 Building $424,598	$1,267,779 (+41.53%) Land $843,181 Building $424,598
2022	$8,894.00 Homeowner's exemption	$528,277	$895,766 Land $504,899 Building $390,867

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	49 (2000–2024)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Sep 2024
Claims by Event	Severe Storms And Flooding, Oct 2000 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MIAMI BEACH serves 180,000 people · EPA ID FL4131618
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

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