1981 N Elm St, Commerce, GA 30529 Property Records

Jackson County property record for 1981 N Elm St, Commerce, GA 30529

Property Summary

Property Type	Bank, Financial Building
Details	1 ba · 3,525 sqft · built 2021
Lot Size	0.74 acres (32,234 sqft)
Owner	Company Name on Record
Tax Bill	$10,352 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C15 117`

Property Details

APN / Parcel Number

Primary APN	`C15 117`
Alternative APN	`9367`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,525 sqft Total Area
1st Floor Area	2,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Rolled Roofing
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	309 ft deep x 101 ft wide
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9367
Street Address	1981 N ELM ST
City	COMMERCE
State	GA
Zip	30529-2318
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CBD
Legal Description	LT 34 & 1/2 LT 33 C.W.HOOD EST,TR 2 PB 81/239
Legal Subdivision	C W HOOD ESTATE
Legal Tract	2
Legal Lot Number	1,33,34
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4020
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 430, ELBERTON, GA 30635-0430
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2020	Grant Deed, Transfer OTHER
Feb 5, 2019	Warranty Deed, Transfer
Mar 21, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024
Deed Sale	Jan 12, 2024
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Book / Page	109L / 494
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 12, 2024
Property Address	1981 N ELM ST, COMMERCE, GA 30529-2318
Document Number	00109L0494
Book / Page	109L / 494
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 430, ELBERTON, GA 30635-0430

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 27, 2020
Property Address	1981 N ELM ST, COMMERCE, GA 30529-2318
Document Number	00089D0711
Book / Page	00089D / 000711
Instrument Date	Apr 21, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1981 N ELM ST COMMERCE GA 305292318, COMMERCE, GA 30529-2318

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 5, 2019
Property Address	1981 N ELM ST, COMMERCE, GA 30529-2318
Document Number	00083L0357
Book / Page	00083L / 000357
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Amount	Amount Recorded
Tax	$73.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1981 N ELM ST COMMERCE GA 305292318, COMMERCE, GA 30529-2318

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 21, 2018
Property Address	1981 N ELM ST, COMMERCE, GA 30529-2318
Document Number	00080C0295
Book / Page	00080C / 000295
Instrument Date	Mar 17, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,640 (-) Land $78,000 Building $309,640	$969,100 (-) Land $195,000 Building $774,100
2025	$10,352.00 (-5.53%)	$387,640 (-2.35%) Land $78,000 Building $309,640	$969,100 (-2.35%) Land $195,000 Building $774,100
2024	$10,958.00 (-4.66%)	$396,960 (+2.26%) Land $96,280 Building $300,680	$992,400 (+2.26%) Land $240,700 Building $751,700
2023	$11,493.00 (+24.54%)	$388,200 (+36.4%) Land $96,280 Building $291,920	$970,500 (+36.4%) Land $240,700 Building $729,800
2022	$9,228.00	$284,600 Land $21,160 Building $263,440	$711,500 Land $52,900 Building $658,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable · DSL	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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