1981 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 1981 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1991
Lot Size	0.331 acres (14,416 sqft)
Owner	Company Name on Record
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-28-205-037`

Property Details

APN / Parcel Number

Primary APN	`06-28-205-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	14,416 sqft (0.331 acres)
Lot Dimensions	136 ft deep x 106 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1981 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 591
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	591
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1020
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36W739 RED HAW LN, SAINT CHARLES, IL 60174-5059
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2012
Deed Sale	Jul 6, 2012
Prior Sale	Nov 1, 2004 · Amount on Record
Deed Document Number	201243833
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1981 MUIRFIELD CIR, ELGIN, IL 60123-5626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060630
Date	Oct 13, 2020
Instrument	2020K060630

Lender

Name	FIRSTSECURE BANK & TRUST CO
Type	Bank
Address	PALOS HILLS, IL 60465

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	21 Months
Due	Jun 30, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00 (+15.95%)	$74,986 (+8.57%) Land $17,012 Building $57,974	$225,048 (+8.57%) Land $51,056 Building $173,992
2024		$69,067 (+21.39%) Land $15,669 Building $53,398	$207,284 (+21.44%) Land $47,026 Building $160,258
2022	$4,933.00 (+3.96%)	$56,895 (+6.96%) Land $12,908 Building $43,987	$170,685 (+6.96%) Land $38,724 Building $131,961
2021	$4,745.00	$53,193 Land $12,068 Building $41,125	$159,579 Land $36,204 Building $123,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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