1981 Mountjoy Pl, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 1981 Mountjoy Pl, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 1995
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2013)
Tax Bill	$3,814 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Mortgage
APN	`19305820`

Property Details

APN / Parcel Number

Primary APN	`19305820`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,349 sqft Living Area
1st Floor Area	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,059 sqft (0.185 acres)
Lot Width	52.4 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1981 MOUNTJOY PL
City	LEXINGTON
State	KY
Zip	40503-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	J-317 JW DAVIS RABBIT RUN U-7A S-2 LOT 21; BOOK: 3158 PAGE: 200
Legal Subdivision	JW DAVIS RABBIT RUN
Legal Block	B
Legal Lot Number	21
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	3
Census Block	3016
Census Tract	3600

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 MOUNTJOY PL, LEXINGTON, KY 40503-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN
Aug 24, 2017	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2013 · Amount on Record
Deed Sale	Jun 6, 2013 · Amount on Record
Deed Book / Page	3158 / 200
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1981 MOUNTJOY PL, LEXINGTON, KY 40503-3710
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000312/210
Date	Dec 20, 2021
Book Page	0312/210

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1981 MOUNTJOY PL, LEXINGTON, KY 40503-3710
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0008920388
Date	Aug 24, 2017
Book Page	8920/388

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,814.00 (+2.31%)	$339,700 (-)	$339,700 (-)
2025	$3,728.00 (+18.46%)	$339,700 (+18.44%)	$339,700 (+18.44%)
2023	$3,147.00	$286,800	$286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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