1981 Mills Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1981 Mills Rd, Waterloo, NY 13165

Property Summary

Property Type	Mobile Home
Details	1,232 sqft · built 1997
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Sep 1997)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
APN	`453889 16-1-69.72`

Property Details

APN / Parcel Number

Primary APN	`453889 16-1-69.72`
Alternative APN	`388901600000010690720000`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	1,000 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1981 MILLS RD
City	WATERLOO
State	NY
Zip	13165-9597
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Description	MB97-110
Legal Block	1
Legal Lot Number	69.072
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3012
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 MILLS RD, WATERLOO, NY 13165-9597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 1997 · Amount on Record
Deed Sale	Sep 26, 1997 · Amount on Record
Deed Book / Page	561 / 186
Last Transfer Date	Feb 14, 2026
Transfer Doc	001137/254
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Feb 27, 2026
Property Address	1981 MILLS RD, WATERLOO, NY 13165-9597
Document Number	001137/254
Book / Page	1137 / 254
Instrument Date	Feb 14, 2026
Instrument	73509
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1981 MILLS RD, WATERLOO, NY 13165-9597

Mortgage

Document Number	0001984267
Date	Feb 27, 2026
Instrument	1984/267

Lender

Name	HOMETAP EQUITY PRTN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,894.00 (+182.07%)	$90,000 (-) Land $20,400 Building $69,600	$147,500 (+16.36%) Land $33,433 Building $114,067
2023		$90,000 Land $20,400 Building $69,600	$126,761 Land $28,732 Building $98,029
2019	$1,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20