1981 Manchester Rd, Castro Valley (San Leandro), CA 94578 Property Records

Alameda County property record for 1981 Manchester Rd, Castro Valley, CA 94578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1947
Lot Size	0.145 acres (6,325 sqft)
Owner	Company Name on Record
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`80A-160-12`

Property Details

APN / Parcel Number

Primary APN	`80A-160-12`
Alternative APN	`080A-0160-012-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1981 MANCHESTER RD
City	CASTRO VALLEY
State	CA
Zip	94578-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00004 BLK: 000A TR: 0605
Legal Subdivision	TRACT 605
Legal Tract	0605
Legal Block	4
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1001
Census Tract	430500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1981 MANCHESTER RD, CASTRO VALLEY, CA 94578-1433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2010
Deed Sale	Oct 26, 2010
Prior Sale	Oct 29, 1993 · Amount on Record
Deed Document Number	2010311244
Last Transfer Date	Mar 30, 2017
Transfer Doc	0000077865
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000153538
Date	Sep 6, 2022
Instrument	2022153538

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	881 Months
Due	Feb 17, 2096

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000031279
Date	Feb 9, 2022
Instrument	2022031279

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	OLD REPUBLIC TITLE COMPANY CASTRO V, OLD REPUBLIC TTL CO CASTRO V

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000276700
Date	Aug 13, 2021
Instrument	2021276700

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000030568
Date	Jan 26, 2021
Instrument	2021030568

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215256
Date	Nov 7, 2018
Instrument	2018215256

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073127
Date	Apr 23, 2019
Instrument	2019073127

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Document Number	0000042831
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1981 MANCHESTER RD SAN LEANDRO CA 945781433, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000042831
Date	Mar 1, 2018
Instrument	42831

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 5, 2017
Property Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433
Document Number	0000077865
Map Reference	MB12 PG30-32
Instrument Date	Mar 30, 2017
Instrument	2017077865
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1981 MANCHESTER RD, SAN LEANDRO, CA 94578-1433

Mortgage

Document Number	0000077866
Date	Apr 5, 2017
Instrument	2017077866

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	San Lorenzo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,705 (+2.05%) Land $80,611 Building $188,094
2025	$3,927.00 (+4.08%) Homeowner's exemption	$256,437 (+1.28%) Land $79,031 Building $184,406
2023	$3,773.00 Homeowner's exemption	$253,208 Land $75,962 Building $177,246	$649,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Unwired.

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