1981 Lucca Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1981 Lucca Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,958 sqft · built 2014
Lot Size	0.135 acres (5,884 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Nov 2021)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-270-019-000`

Property Details

APN / Parcel Number

Primary APN	`009-270-019-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	5,884 sqft (0.135 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1981 LUCCA LN
City	LINCOLN
State	CA
Zip	95648-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SORRENTO VILLAGE 3 MOR CC-57
Legal Subdivision	SORRENTO VILLAGE 3
Legal Lot Number	19
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2025
Census Tract	23300

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 LUCCA LN, LINCOLN, CA 95648-7855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 15, 2020	Deed of Trust, Mortgage · ARM LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	2021142863
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 19, 2021
Property Address	1981 LUCCA LN, LINCOLN, CA 95648-7855
Document Number	0000142863
Map Reference	MB CC PG 57
Instrument Date	Nov 15, 2021
Instrument	2021-0142863
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 LUCCA LN, LINCOLN, CA 95648-7855

Mortgage

Document Number	0000142864
Date	Nov 19, 2021
Instrument	2021-0142864

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1981 LUCCA LN, LINCOLN, CA 95648-7855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034055
Date	Apr 15, 2020
Instrument	2020-0034055

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$708,990 (+5.19%) Land $216,485 Building $492,505
2025	$10,106.00 (+4.41%)	$674,000 (+6.14%) Land $205,800 Building $468,200
2023	$9,679.00 (-1.55%)	$635,000 Land $193,900 Building $441,100
2022	$9,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath.

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