1981 Lopes Ave, Merced, CA 95341 Property Records

Merced County property record for 1981 Lopes Ave, Merced, CA 95341 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`059-320-042-000`

Property Details

APN / Parcel Number

Primary APN	`059-320-042-000`
Alternative APN	`059320042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059320042
Street Address	1981 LOPES AVE
City	MERCED
State	CA
Zip	95341-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR PARCELS 1 & 2 PM 49-48 SEC 26/7/13
Legal Range	13
Legal Township	07
Legal Section	26
Legal Subdivision	MOSS LNDG 06 PH 01
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1016
Census Tract	1501

Owner

Source: Merced County records · APN 059-320-042-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1216, MERCED, CA 95341-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 21, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 09, 2005
Transfer Doc	0000098082
Record Updated	Jun 07, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1981 LOPES AVE, MERCED, CA 95341-8819
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WINDSOR AVE, MERCED, CA 95341-6837

Mortgage

Document Number	0000024909
Date	Oct 17, 2023
Instrument	2023024909

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1981 LOPES AVE, MERCED, CA 95341-8819
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WINDSOR AVE, MERCED, CA 95341-6837

Mortgage

Document Number	0000006257
Date	Mar 21, 2023
Instrument	2023006257

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1981 LOPES AVE, MERCED, CA 95341-8819
Transaction Type	Mortgage
Record Updated	Feb 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WINDSOR AVE, MERCED, CA 95341-6837

Mortgage

Document Number	0000000035
Date	Jan 03, 2022
Instrument	2022000035

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,676.00 (+1.95%) Homeowner's exemption	$134,530 (+12.95%) Land $22,289 Building $112,241
2023	$1,644.00 (-1.32%) Homeowner's exemption	$119,108 Land $21,424 Building $97,684
2022	$1,666.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 253 individual NFIP policies nearby
Nearby Flood Policies	253 in force
Nearby Flood Claims	58 (1998–2023)
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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