1981 Grouse Ridge Ct, Cool, CA 95614 Property Records

El Dorado County property record for 1981 Grouse Ridge Ct, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,812 sqft · built 1990
Lot Size	6.71 acres (292,723 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jun 2016)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Nov 2023 Sale Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073-461-009-000`

Property Details

APN / Parcel Number

Primary APN	`073-461-009-000`
Alternative APNs	`07346109100` `0734610910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	292,723 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1981 GROUSE RIDGE CT
City	COOL
State	CA
Zip	95614-2309
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	PM 36/144/1726A
Legal Subdivision	AUBURN LAKE TRLS
Legal Lot Number	1726A
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4015
Census Tract	30601

Owner

1981 Grouse Ridge Ct, a rural home, is owned and occupied by two individuals who bought it in June 2016.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 15, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Deed Document Number	201629541
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 7, 2023
Property Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Document Number	0000031886
Map Reference	MB 36 PG 144
Instrument Date	Nov 1, 2023
Instrument	2023-0031886
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309

Mortgage

Document Number	0000034453
Date	Aug 22, 2022
Instrument	2022-0034453

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309

Mortgage

Document Number	0000042953
Date	Jun 29, 2021
Instrument	2021-0042953

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018366
Date	May 15, 2019
Instrument	2019-0018366

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1981 GROUSE RIDGE CT, COOL, CA 95614-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CROUSE RIDGE CT, COOL, CA 95614

Mortgage

Document Number	0000069833
Date	Dec 2, 2020
Instrument	2020-0069833

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Grouse Ridge Ct was $4,790 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,574 (+2%) Land $114,444 Building $338,130
2025	$4,790.00 Homeowner's exemption	$443,700 Land $112,200 Building $331,500
2023	$3,603.00 (+1.49%)	$338,442 Land $113,781 Building $224,661
2022	$3,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1981 Grouse Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Grouse Ridge Ct is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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