1981 Florence Rd, Monticello, AR 71655 Property Records

Drew County property record for 1981 Florence Rd, Monticello, AR 71655

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1983
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2024)
Tax Bill	$6 (2022)
Deeds & Mortgages	Aug 2024 Second Mortgage Aug 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-03786-000`

Property Details

APN / Parcel Number

Primary APN	`001-03786-000`
Alternative APNs	`107503.0` `5465`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Utility Area	117 sqft
Utility Room	Utility Room
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1983
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Carport
Carport	Carport
Carport Area	312 sqft
Porch	Open Porch
Porch Area	45 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	107503.0
Street Address	1981 FLORENCE RD
City	MONTICELLO
State	AR
Zip	71655-4484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WPT NW1/4 NE1/4
Legal Range	06
Legal Township	11
Legal Section	34
Legal Subdivision	34-11-06 RURAL METES & BOUNDS
Jurisdiction	DREW AR
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3021
Census Tract	490100

Owner

1981 Florence Rd is owned and occupied by an individual who bought it in August 2024.

Source: Drew County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Aug 1, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Deed Document Number	111251
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111253
Date	Aug 1, 2024
Instrument	111253

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2034

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111439
Date	Aug 22, 2024
Instrument	111439

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2034

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DREW AR
Recording Date	Aug 1, 2024
Property Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484
Document Number	0000111251
Instrument Date	Jul 31, 2024
Instrument	111251
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	DAWES COUNTY ABSTRACT AND TITLE, DREW CNTY ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 FLORENCE RD, MONTICELLO, AR 71655-4484

Mortgage

Document Number	0000111252
Date	Aug 1, 2024
Instrument	111252

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Drew County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Drew County
Unified School District	Drew Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$11,690 Land $1,520 Building $10,170
2023	Homeowner's exemption	$11,690 Land $1,520 Building $10,170	$58,450 Land $7,600 Building $50,850
2022	$6.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1981 Florence Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2016–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Florence Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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