1981 Fairfax Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1981 Fairfax Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 2007
Lot Size	0.631 acres (27,483 sqft)
Owner	Individual Name on Record
Last Sale	$752,500 (May 2023)
Tax Bill	$8,408 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-08773820`

Property Details

APN / Parcel Number

Primary APN	`06-000-08773820`
Alternative APNs	`6-000-08773820` `00008773820`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,483 sqft (0.631 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008773820
Street Address	1981 FAIRFAX RD
City	ANNAPOLIS
State	MD
Zip	21401-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 FAIRFAX
Legal Subdivision	FAIRFAX
Legal Block	1
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1009
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 14, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Book / Page	39674 / 46
Prior Transfer Date	Mar 5, 2009
Prior Transfer Doc	0207570487
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302

Mortgage

Document Number	0417660461
Date	Oct 24, 2025
Book Page	41766/461

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 23, 2023
Property Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302
Document Number	0396740046
Book / Page	39674 / 46
Map Reference	MB 11 FO 3 PL 607
Instrument Date	May 19, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302

Mortgage

Document Number	0003967453
Date	May 23, 2023
Instrument	39674/53

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 14, 2020
Property Address	1981 FAIRFAX RD, ANNAPOLIS, MD 21401-4302
Document Number	0348940163
Book / Page	034894 / 000163
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1981 FAIRFAX RD ANNAPOLIS MD 214014302, ANNAPOLIS, MD 21401-4302

Mortgage

Document Number	348940170
Date	Jul 14, 2020
Book Page	034894/000170

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,700 (+4.84%) Land $279,800 Building $350,900	$630,700 (-) Land $279,800 Building $350,900
2025	$8,408.00 (+3.57%) Homeowner's exemption	$601,567 (+10.72%)	$630,700 (+16.09%) Land $279,800 Building $350,900
2024	$8,118.00 (+4.06%)
2023	$7,801.00	$543,300 Land $279,800 Building $263,500	$543,300 Land $279,800 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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