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1981 E Commerce Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 1981 E Commerce Rd, Commerce Township, MI 48382 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1977
Square Footage1,259 sqft Living Area
Lot Size28,750 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$182,500 (2003)
Tax Bill$2,211.00 (2025)

Property Details

APN / Parcel Number

Primary APNE-17-09-102-008

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Building Area1,259 sqft Living Area
1st Floor1,161 sqft 1st Floor
Basement Area1,161 sqft Basement
Unfinished Basement1,161 sqft Unfinished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Lot Area28,750 sqft (0.66 acres)
Depth X Width220 ft x 130 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area673 sqft Garage
Porch Area88 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1981 E COMMERCE RD
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1278
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R8E, SEC 9 PART OF NW 1/4 BEG AT N 1/4 COR, TH S 02-45-53 E 220 FT, TH S 87-50-37 W 132.34 FT, TH N 02-09-21 W 219.99 FT, TH N 87-50-39 E 130 FT TO BEG 0.66 A
Legal Range08E
Legal Township02N
Legal Section09
JurisdictionOAKLAND MI
Minor Civil DivisionCOMMERCE
Census Blockgroup4
Census Block4006
Census Tract135100

Owner

Source: Oakland County records · APN E-17-09-102-008

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1278
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LAKE MI CU
Jan 13, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2003 · Amount on Record
Deed SaleOct 28, 2003 · Amount on Record
Deed Doc Number2003541008
Deed Book / Page31278 / 154
Last Transfer DateOct 27, 2015
Transfer Doc0000223680
Record RefreshedSep 20, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address1981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1278
Document Number0000148674
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1981 E COMMERCE RD COMMERCE TOWNSHIP MI 483821278, COMMERCE TOWNSHIP, MI 48382-1278

Mortgage

Document Number0000148674
DateJul 29, 2020
Book Page054575/000268
Instrument148674
Lender
NameLAKE MI CU
TypeCredit Union
AddressCOMMERCE TOWNSHIP, MI 48382
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 28, 2050
Interest
Rate TypeFixed Rate
Rate4.37%

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJan 13, 2020
Property Address1981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1278
Document Number0000007800
Book / Page053694 / 000358
Instrument DateDec 26, 2019
Instrument7800
Transaction TypeConstruction Loan
Record UpdatedFeb 17, 2020
Title CompanyCISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1981 E COMMERCE RD COMMERCE TOWNSHIP MI 483821278, COMMERCE TOWNSHIP, MI 48382-1278

Mortgage

Document Number0000007800
DateJan 13, 2020
Book Page053694/000358
Instrument7800
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,211.00 (-34.93%) Homeowner's exemption$178,060 (+19.12%)$356,120 (+19.12%)
2024$3,398.00 (+17.74%)
2023$149,480$298,960
2021$2,886.00

Flood & Wildfire

1981 E Commerce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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