Sumter County property record for 1981 E C 478, Webster, FL 33597
| Property Type | Single Family Home |
|---|---|
| Details | 1,984 sqft · built 1996 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Apr 2023) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | N35-016 |
| Primary APN | N35-016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,984 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 360 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 211,702 sqft (4.86 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Pole Barn | 1 sqft |
| Street Address | 1981 E C 478 |
|---|---|
| City | WEBSTER |
| State | FL |
| Zip | 33597-4067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 ACRES ON N SIDE OF RR IN SE1/4 OF SE1/4 & THAT PART OF THE NE1/4 OF SE1/4 S OF ST RD 478 OR 141 PG 304 LESS THAT PORTION OF W 295 FT OF NE1/4 OF SE1/4 LYING S OF S/LY RW CR 478 & E OF E/LY RW CR 747 & LESS THAT PORTION OF N 117 FT OF W 2 *** CONTI |
| Legal Range | 22E |
| Legal Township | 21S |
| Legal Section | 35 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | BUSHNELL-CENTER HILL |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 910701 |
1981 E C 478 is owned and occupied by two individuals who bought it in April 2023.
Source: Sumter County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1981 E C 478, WEBSTER, FL 33597-4067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on File |
| Deed Sale | Apr 17, 2023 · Amount on File |
| Deed Document Number | 202314580 |
| Deed Book / Page | 4449 / 710 |
| Prior Transfer Date | Oct 29, 2008 |
| Prior Transfer Doc | 0020070496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 13, 2026 |
| Property Address | 1981 E C 478, WEBSTER, FL 33597-4067 |
| Document Number | 0000024354 |
| Book / Page | 5126 / 1 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202624354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1981 E C 478, WEBSTER, FL 33597-4067 |
| Document Number | 0000024354, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5126/1 |
| Instrument | 202624354 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 1981 E C 478, WEBSTER, FL 33597-4067 |
| Document Number | 0044490710 |
| Book / Page | 4449 / 710 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 202360014580 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | NEW FRONTIER TITLE, NEW FRONTIER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1981 E C 47833597, WEBSTER, FL 33597 |
| Name | Verified Name |
|---|---|
| Address | 1981 E C 478, WEBSTER, FL 33597-4067 |
| Document Number | 0004449714 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 4449/714 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 1981 E C 478 was $2,148 with a homeowner's exemption, up 5.7% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 (+5.71%) Homeowner's exemption | $204,450 | $222,990 Land $72,900 Building $150,090 |
| 2024 | $2,032.00 (+91.52%) | ||
| 2023 | $1,061.00 (+4.74%) Additional exemption filed | $128,230 (+3%) | $181,080 (-0.68%) Land $48,600 Building $132,480 |
| 2022 | $1,013.00 Homeowner's exemption | $124,500 | $182,320 Land $38,880 Building $143,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1981 E C 478 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 85.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1981 E C 478 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER RV RESORT, LLC. private · serves 155 people · EPA ID FL6600533 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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