1981 Dunloe Cir, Dunedin, FL 34698 Property Records

Pinellas County property record for 1981 Dunloe Cir, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,096 sqft · built 1995
Lot Size	0.293 acres (12,776 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2021)
Tax Bill	$11,542 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-4927-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-4927-7`
Alternative APNs	`23-28-15-85507-000-0290` `281523855070000290` `152823855070000290` `R247422`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,458 sqft
Upper Floors Area	638 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,776 sqft (0.293 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	462 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R247422
Street Address	1981 DUNLOE CIR
City	DUNEDIN
State	FL
Zip	34698-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STIRLING HEIGHTS LOT 29
Legal Range	15E
Legal Township	28S
Legal Section	23
Legal Subdivision	STIRLING HEIGHTS
Legal Tract	85507
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3008
Census Tract	26908

Owner

1981 Dunloe Cir is owned and occupied by two individuals who bought it in October 2021.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK
Mar 10, 2021	Quit Claim Deed, Transfer BROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSC LAW & TTL PA
Jan 10, 2019	Trustee's Deed, Foreclosure
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2021325918
Deed Book / Page	21747 / 2016
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0214282145
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 5, 2021
Property Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237
Document Number	0217472016
Book / Page	21747 / 2016
Map Reference	MB 100 PG 66-69
Instrument Date	Oct 4, 2021
Instrument	2021325918
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ASSURE TITLE, ASSURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7236 DARIEN WAY, CLEARWATER, FL 33764-7083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237

Mortgage

Document Number	0217472018
Date	Oct 5, 2021
Instrument	21747/2018

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 10, 2021
Property Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237
Document Number	0214282145
Book / Page	21428 / 2145
Map Reference	MB 100 PG 66-69
Instrument Date	Mar 1, 2021
Instrument	2021078702
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	BROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSC LAW & TTL PA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 10, 2019
Property Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237
Document Number	0203922688
Book / Page	020392 / 002688
Instrument Date	Dec 18, 2018
Instrument	10394
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019

Transaction

Amount	Amount on Record
Tax	$1,890.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1881 N HERCULES AVE #703 CLEARWATER FL 337651121, 703, CLEARWATER, FL 33765-1121

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 18, 2018
Property Address	1981 DUNLOE CIR, DUNEDIN, FL 34698-3237
Document Number	0203711188
Book / Page	020371 / 001188
Instrument Date	Dec 18, 2018
Instrument	401519
Transaction Type	Transfer
Record Updated	Jan 7, 2019

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 DUNLOE CIR DUNEDIN FL 346983237, DUNEDIN, FL 34698-3237

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Dunloe Cir was $11,542 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,542.00 (+5.52%) Homeowner's exemption	$697,261	$735,945 Land $307,155 Building $428,790
2024	$10,938.00 (-1.42%)
2023	$11,095.00 (+27.96%)	$633,108 (+18.77%)	$633,108 (+16.44%) Land $295,341 Building $337,767
2022	$8,671.00 Homeowner's exemption	$533,063	$543,735 Land $286,051 Building $257,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 Dunloe Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Dunloe Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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