1981 Combes Rd, Quincy, IN 47456 Property Records

Owen County property record for 1981 Combes Rd, Quincy, IN 47456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2023)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-02-34-200-060.000-026`

Property Details

APN / Parcel Number

Primary APN	`60-02-34-200-060.000-026`
Alternative APN	`00001022615`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Gazebo	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001022615
Street Address	1981 COMBES RD
City	QUINCY
State	IN
Zip	47456-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN NE NW S34 T12 R3 1A
Legal Range	3
Legal Township	12
Legal Section	34
Jurisdiction	OWEN IN
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2027
Census Tract	955500

Owner

1981 Combes Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Owen County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1981 COMBES RD, QUINCY, IN 47456-8515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	2023232606
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 4, 2023
Property Address	1981 COMBES RD, QUINCY, IN 47456-8515
Document Number	0000232606
Instrument Date	Mar 31, 2023
Instrument	232606
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 COMBES RD, QUINCY, IN 47456-8515

Mortgage

Document Number	0000232607
Date	Apr 4, 2023
Instrument	232607

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 6, 2021
Property Address	1981 COMBES RD, QUINCY, IN 47456-8515
Document Number	0000224300
Instrument Date	Mar 25, 2021
Instrument	224300
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 COMBES RD, QUINCY, IN 47456-8515

Mortgage

Document Number	0000224301
Date	Apr 6, 2021
Instrument	224301

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Combes Rd was $1,295 with a homeowner's exemption, down 4.6% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Taylor Township
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (-4.64%) Homeowner's exemption	$211,400 Land $25,000 Building $186,400	$211,400 Land $25,000 Building $186,400
2024	$1,358.00 (+224.88%)
2023	$418.00 (+17.09%)	$74,200 Land $10,000 Building $64,200	$74,200 Land $10,000 Building $64,200
2022	$357.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1981 Combes Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2005–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2010 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Combes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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