1981 Coldwater Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1981 Coldwater Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,360 sqft · built 2003
Lot Size	0.268 acres (11,689 sqft)
Owner	Company Name on Record
Last Sale	$385,500 (Jul 2003)
Tax Bill	$5,722 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`333-180-024-000`

Property Details

APN / Parcel Number

Primary APN	`333-180-024-000`
Alternative APN	`333-180-024`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	11,689 sqft (0.268 acres)
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	333-180-024
Street Address	1981 COLDWATER LN
City	LINCOLN
State	CA
Zip	95648-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 SUN CITY LINCOLN HILLS VILL 31C X-82
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	120
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1023
Census Tract	23600

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1981 COLDWATER LN, LINCOLN, CA 95648-8673
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2003 · Amount on Record
Deed Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	2003120576
Last Transfer Date	Mar 23, 2022
Transfer Doc	0000029902
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 5, 2022
Property Address	1981 COLDWATER LN, LINCOLN, CA 95648-8673
Document Number	0000029902
Map Reference	MB X PG 82
Instrument Date	Mar 23, 2022
Instrument	2022-0029902
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1981 COLDWATER LN, LINCOLN, CA 95648-8673

Mortgage

Document Number	0000029903
Date	Apr 5, 2022
Instrument	2022-0029903

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	873 Months
Due	Jan 3, 2095

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,740 (+2%) Land $116,007 Building $445,733
2025	$5,722.00 (+1.13%) Homeowner's exemption	$550,727 (+4.04%) Land $113,733 Building $436,994
2024	$5,658.00 (-4.47%)
2023	$5,923.00 (+1.42%) Homeowner's exemption	$529,343 Land $109,317 Building $420,026
2022	$5,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, T-Mobile, Verizon.

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